Our Healthy Connect module has a wide range of benefits that will help you take control and pro-actively manage the health and well-being of you and your family.
As an added extra, our Healthy Connect module also includes a return home cash benefit, making it possible to return home if needed for medically necessary inpatient or daypatient treatment. This means you will be surrounded by family members close by, for those beneficiaries whose country of nationality is not the UAE.
Healthy Connect cannot be purchased on its own and is applicable to all beneficiaries.
| Enhanced adult physical examination | Regional | International | International Plus |
|---|---|---|---|
AED 1,500 ($400) | AED 2,000 ($550) | AED 3,500 ($1,000) |
|
| Screening and tests | Regional | International | International Plus |
AED 2,750 ($750) | AED 5,500 ($1,500) | AED 11,000 ($3,000) |
|
| Homeopathy, Ayurveda and Chinese medicine | Regional | International | International Plus |
AED 3,500 ($1,000) | Paid in full | Paid in full |
|
| Dietetic consultations | Regional | International | International Plus |
AED 1,500 ($400) | AED 2,000 ($550) | Paid in full |
|
| Life management assistance programme | Regional | International | International Plus |
Paid in full | Paid in full | Paid in full |
AED 1,500 ($400)
AED 2,000 ($550)
AED 3,500 ($1,000)
AED 2,750 ($750)
AED 5,500 ($1,500)
AED 11,000 ($3,000)
AED 3,500 ($1,000)
Paid in full
Paid in full
AED 1,500 ($400)
AED 2,000 ($550)
Paid in full
Paid in full
Paid in full
Paid in full
| Annual benefit - maximum per beneficiary per period of cover | Regional | International | International Plus |
|---|---|---|---|
AED 4,500 ($1,250) | AED 11,000 ($3,000) | AED 24,000 ($6,550) |
|
| Preventative dental treatment | Regional | International | International Plus |
No waiting period applies | Paid in full | Paid in full | Paid in full |
| Routine dental treatment | Regional | International | International Plus |
After the beneficiary has been covered on the Healthy Connect module for 3 months | Paid in full | Paid in full | Paid in full |
| Major restorative dental treatment | Regional | International | International Plus |
After the beneficiary has been covered on the Healthy Connect module for 12 months | Paid in full 20% Co-Pay applies | Paid in full 20% Co-Pay applies | Paid in full 20% Co-Pay applies |
| Orthodontic treatment | Regional | International | International Plus |
After the beneficiary has been covered on the Healthy Connect module for 18 months | Not covered | Paid in full 50% Co-Pay applies | Paid in full 50% Co-Pay applies |
AED 4,500 ($1,250)
AED 11,000 ($3,000)
AED 24,000 ($6,550)
No waiting period applies
Paid in full
Paid in full
Paid in full
After the beneficiary has been covered on the Healthy Connect module for 3 months
Paid in full
Paid in full
Paid in full
After the beneficiary has been covered on the Healthy Connect module for 12 months
Paid in full 20% Co-Pay applies
Paid in full 20% Co-Pay applies
Paid in full 20% Co-Pay applies
After the beneficiary has been covered on the Healthy Connect module for 18 months
Not covered
Paid in full 50% Co-Pay applies
Paid in full 50% Co-Pay applies
| Routine eye examination | Regional | International | International Plus |
|---|---|---|---|
Paid in full | Paid in full | Paid in full |
|
| Expenses for: | Regional | International | International Plus |
when all are prescribed by an optometrist or ophthalmologist | AED 600 ($150) | AED 900 ($250) | AED 2,000 ($550) |
Paid in full
Paid in full
Paid in full
when all are prescribed by an optometrist or ophthalmologist
AED 600 ($150)
AED 900 ($250)
AED 2,000 ($550)
| Return home cash benefit | Regional | International | International Plus |
|---|---|---|---|
AED 900 ($250) | AED 3,000 ($800) | AED 5,500 ($1,500) |
AED 900 ($250)
AED 3,000 ($800)
AED 5,500 ($1,500)
Our Mother and Baby Care module will provide you with enhanced cover during and after pregnancy.
This cover is much more comprehensive in comparison to the standard Dubai Health Authority (DHA) maternity benefits for the expectant mother.
This module cannot be purchased on its own and is only available to eligible females on the policy, aged between eighteen (18) and forty-three (43) years old.
| Routine maternity, childbirth and elective caesarean | Regional | International | International Plus |
|---|---|---|---|
After the mother has been covered on the Mother and Baby Care module for 12 months | AED 18,000 ($5,000) | AED 25,500 ($7,000) | AED 51,500 ($14,000) |
| Medically necessary caesarean | Regional | International | International Plus |
After the mother has been covered on the Mother and Baby Care module for 12 months | AED 18,000 ($5,000) | AED 36,500 ($10,000) | AED 73,500 ($20,000) |
| Complications arising from maternity and childbirth (non-life threatening) | Regional | International | International plus |
After the mother has been covered on the Mother and Baby Care module for 12 months | AED 150,000 ($41,000) | AED 150,000 ($41,000) | AED 150,000 ($41,000) |
| Homebirths | Regional | International | International Plus |
After the mother has been covered on the Mother and Baby Care module for 12 months | AED 1,000 ($270) | AED 2,000 ($550) | AED 4,000 ($1,100) |
| Newborn Care | Regional | International | International Plus |
After the mother has been covered on the Mother and Baby Care module for 12 months | Paid in full and up to and including 30 days from newborn’s birth. | Paid in full and up to and including 30 days from newborn’s birth. | Paid in full and up to and including 30 days from newborn’s birth. |
| Congenital conditions and birth defects (non-life threatening) | Regional | International | International Plus |
After the mother has been covered on the Mother and Baby Care module for 12 months | AED 36,500 ($10,000) | AED 73,500 ($20,000) | AED 140,000 ($39,000) |
| Outpatient Maternity | Regional | International | International plus |
After the mother has been covered on the Mother and Baby Care module for 12 months | Paid in full | Paid in full | Paid in full |
After the mother has been covered on the Mother and Baby Care module for 12 months
10% mandatory Co-Pay applies
AED 18,000 ($5,000)
AED 25,500 ($7,000)
AED 51,500 ($14,000)
After the mother has been covered on the Mother and Baby Care module for 12 months
10% mandatory Co-Pay applies
AED 18,000 ($5,000)
AED 36,500 ($10,000)
AED 73,500 ($20,000)
After the mother has been covered on the Mother and Baby Care module for 12 months
10% mandatory Co-Pay applies
AED 150,000 ($41,000)
AED 150,000 ($41,000)
AED 150,000 ($41,000)
After the mother has been covered on the Mother and Baby Care module for 12 months
AED 1,000 ($270)
AED 2,000 ($550)
AED 4,000 ($1,100)
After the mother has been covered on the Mother and Baby Care module for 12 months
Paid in full and up to and including 30 days from newborn’s birth.
Paid in full and up to and including 30 days from newborn’s birth.
Paid in full and up to and including 30 days from newborn’s birth.
After the mother has been covered on the Mother and Baby Care module for 12 months
AED 36,500 ($10,000)
AED 73,500 ($20,000)
AED 140,000 ($39,000)
After the mother has been covered on the Mother and Baby Care module for 12 months
Paid in full
Maximum of 8 visits to obstetrician
Paid in full
Maximum of 12 visits to obstetrician
Paid in full
We have 24/7 customer support ready for you all year round.
Get in touch with us today.
UAE Toll free number 800 444 999
(00971 4 512 7198 if calling from outside UAE)
Email us: sales.healthguard@cigna.com