International Health Insurance in Brazil

Support your life in South America’s largest nation with private health insurance in Brazil.

Brazil boasts beaches, friendly people, and a delightful gastronomic scene. It’s a vibrant world for existing expats, new arrivals and travelling workers alike. Plus, there’re plenty of opportunities in IT, engineering, car manufacturing, construction, and pharmaceuticals.

It’s becoming an interesting expat option, but what is the health system like?

Locals have the option of public and private healthcare options. The public option offers people who can’t afford private healthcare a more reasonable option.

How does the healthcare system work in Brazil?

The public SUS (Sistema Único de Saúde) is funded through tax, alongside regular contributions from the state government. It is free for all citizens as well as undocumented visitors. Though the free service has a wide service offering, it’s not without its drawbacks. Long wait times and poor access across much of the nation hold healthcare back on a regional level.

Nearly a quarter of Brazil’s population opt for private health insurance to circumvent some of the shortcomings of the public system. Choosing this option qualifies as a tax deduction too.


Pros and cons of using Brazil’s healthcare system

Let’s have a look at some of the pros and cons of the Brazilian health system.


  • Free.
  • No application process.
  • Covers more areas than just primary care, such as outpatient specialities.


  • More expensive.
  • Used by a quarter of Brazilians.
  • Tax deductible.

Differences between public and private healthcare in Brazil?

Public Private
Government run (regional and national). More expensive.
Available to those not able to afford private care. Used by a quarter of Brazilians.
Three quarters of Brazilians use it. Tax deductible.


How can international health insurance help you in Brazil?

Getting private health insurance in Brazil can help you avoid the long waiting times at healthcare facilities, especially in the bigger cities. Also, if you’re living in a rural area, medical treatment isn’t as easy to come by.

Choosing Cigna Healthcare as your private expat health insurance provider in Brazil means you don’t have to worry about these things. Have peace of mind knowing you’ll have access to the very best healthcare in the country.

Hear from fellow expats - life in Sao Paulo

Choosing your international health insurance

Get started

Answer a few questions and enter your personal details to get started.

Choose your plan

Compare plans and find a flexible package to suit your needs.

Get protected

Receive your quote and get protected today.

Why choose Cigna Healthcare for health insurance in Brazil?

  • Round the clock access, every day of the year
  • We’ll make sure you have access to the best English speaking doctors
  • Get access to healthcare in more remote areas of the country
  • Options for dental treatment and vision too

Get a quote today


You’ll hear back after making a claim within five working days. This will depend on factors such as the nature of the claim and our current workload. We’ll endeavour to reach a solution as soon as we can.

The Brazilian government doesn’t necessitate this as a legal requirement for visiting as a tourist. However, we recommend you get private health insurance here with Cigna Healthcare to access the best healthcare in the country. Moving to a new country isn’t easy - we’ll remove some of that burden for you.

You can contact us any time of the day and year. Alternatively, you can download the app and get in touch that way and access the care you need.