International Health Plans
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Medical Insurance for Employees Working Abroad

Make sure your employees are protected wherever they travel with Cigna's international healthcare cover. Our leading benefit plans help your global workforce and your organisation to thrive.

Health plans for globally mobile employees

You have a lot to think about whenever an employee moves abroad on a long-term assignment.

With a Cigna international health plan the health and well-being of your globally mobile workforce is protected, wherever they are in the world. Happy, healthy employees – who have the support they need to fully contribute to the success of your organisation.

Modular and flexible options make it straightforward to build a plan to suit your organisation’s needs and budget.

Family making lunch

Why choose Cigna to protect your globally mobile employees

International cover, local expertise.

At Cigna, we specialise in providing international health plans for globally mobile individuals. That’s why our customers trust us to serve their needs in over 200 countries and territories.

Global network

With access to our global network of over 1.5 million healthcare providers, your employees get the right care and support, no matter where their assignment takes them.

Multiple ways to personalise your plan.

Modular and flexible options make it straightforward to build a plan to suit your organisation’s needs and budget.

Our international employer health plans

EssentialCare – Simple and flexible cover

EssentialCare is a simple yet flexible plan design ideal for employers on a stricter budget.

Health cover overview:

A high-level of standard core cover combined with additional ‘flex’ options for Out-patient, Maternity and Wellness services.

Cigna Inspire product guide

Key benefits:

  • In-patient treatment
    Hospital charges, surgical procedures, diagnostic tests and more.

  • Evacuation & Repatriation
    Medical evacuation, repatriation, and associated travel/acommodation costs.

  • Pandemic Cover
    Includes treatment, testing and drug shipment for pandemics, epidemics and infectious illness outbreaks.

  • Cancer Treatment
    Cancer treatment paid in full, at all stages of illness.

  • Additional “flex” Options - Flexible modular options available include:
  • Outpatient Treatment
  • Maternity Care
  • Wellness

ExecutiveCare - Comprehensive cover

ExecutiveCare provides enhanced core cover that includes Out-patient, Maternity Care and Wellness services as standard.

Health cover overview:

With our ExecutiveCare plan, wherever employees are in the world, we’re there with round the clock support for all areas of their physical and emotional well-being.

Cigna Inspire product guide

Key benefits:

  • In-patient treatment
    Hospital charges, surgical procedures, diagnostic tests and more.

  • Evacuation & Repatriation
    Medical evacuation, repatriation, and associated travel and acommodation costs.

  • Pandemic Cover
    Includes treatment, testing and medication shipment for pandemics, epidemics and infectious illness outbreaks.

  • Cancer Treatment
    Cancer treatment paid in full, at all stages of illness.

  • Outpatient Treatment
    Minor surgical treatments, advanced medical imaging, annual routine tests, emergency dental treatment and psychiatric care.

  • Maternity Care
    Routine and complicated maternity cover, as well as 90 days new born care.

  • Wellness
    Full, comprehensive and regular check-ups such as routine physical exams and cancer screenings.

EliteCare – Premium cover

EliteCare is a market-leading global health solution and our most comprehensive benefits package.

Health cover overview:

The plan delivers the highest level of cover and services available within our product suite, ensuring all aspects employee health and well-being are looked after wherever they are in the world.

EliteCare is rated 5 Star from Defaqto, making it among the top-rated international healthcare plans available in the market.

Cigna Inspire product guide

Key benefits:

  • In-patient treatment
    Hospital charges, surgical procedures, diagnostic tests and more.

  • Evacuation & Repatriation
    Medical evacuation, repatriation and associated travel and accommodation costs.

  • Pandemic Cover
    Includes treatment, testing and medication shipment for pandemics, epidemics and infectious illness outbreaks .

  • Cancer treatment
    Cancer treatment paid in full, at all stages of illness

  • Outpatient Treatment
    Minor surgical treatments, advanced medical imaging, annual routine tests, emergency dental treatment and psychiatric care.

  • Maternity Care
    Routine and complicated maternity cover, as well as infertility treatment and 90 day new born care.

  • Wellness
    Full, comprehensive and regular check-ups such as routine physical exams, cancer screenings and genetic testing.

Pre-departure

Medical Assessment

A vital step to ensure your employees and their families are in the best possible health before they leave for an assignment.

Early assignment

Life & Protection Solutions

Our LPS solutions provide peace of mind to your employees and their loved ones thanks to a suite of protection options that cover all eventualities, from loss of income to loss of life.

International Employee Assistance Programme (IEAP)

Telephonic and/or face-to-face mental health support for employees and their families, and support with practical issues (such as relocation, travel, childcare and purchasing a new home) as well as legal and financial concerns.

Health Risk Assessment

Takes into consideration the wide range of areas affecting the health of globally mobile employees. The assessment links employees to other well-being programmes, where appropriate.

Make One Small Change

Consisting of five pillars: Resilience, Nutrition, Movement, Sleep, and Tobacco, the programme helps employees identify their goals, motivations and barriers to build lasting change, one small step at a time.

During assignment

Global Telehealth

Access to doctors by phone or video for non-emergency health issues from anywhere in the world. Available 24/7 to employees and dependant family members on the plan.

Clinical Services

If a medical condition arises, our experienced clinical team is ready to assist your employees with specialist support.

Pandemic, epidemic and infectious illness.

Peace of mind for employees living overseas during challenging times, with coverage that includes treatment, testing and the shipment of prescription drugs.

Mental health care

From acute conditions to everyday stress and anxiety, protecting your employees’ mental health can go a long way towards helping them stay at the top of their game while on assignment.

End of assignment

Transition back into local healthcare

We look after your employees’ health and well-being right up until the moment they transition back into local healthcare.

Get in touch for a quote, we’d love to hear from you.

Our expert advisors are on hand to help. To learn more about our health solutions, complete our short contact form or call the number below. You can also email us at SME.Inspire@Cigna.com.

Frequently asked questions

Cigna international health plans require a minimum of 2 employees.

Groups of more than 10 employees will be quoted with Medical History Disregarded. Groups of less than 10 employees will receive a short moratorium on any pre-existing conditions. Please speak to our sales team for further information.

CignaLinks® is our extensive global network ensuring easy access to high quality care with direct pay arrangements, discounted rates and full compliance with local regulations.

Members can submit and track claims via Cigna Envoy. Take and upload a picture and avoid the paperwork!

Our international health plans provide 90 days home country cover as per coverage terms.

Defaqto Star Rating

Looking for 5 Star health cover? Cigna Inspire EliteCare has just been given a 5 Star Rating from Defaqto. But that’s not all. Cigna Health Flex Level 3 has been given a 4 Star Rating, making both options among the top-rated on the market.

Find out more

Defaqto-Rating_EliteCare

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