What is the minimum number of employees required to set up a group scheme?

Cigna international health plans require a minimum of 2 employees.

What are your underwriting terms?

Groups of more than 10 employees will be quoted with Medical History Disregarded. Groups of less than 10 employees will receive a short moratorium on any pre-existing conditions. Please speak to our sales team for further information.

What is CignaLinks®?

CignaLinks® is our extensive global network ensuring easy access to high quality care with direct pay arrangements, discounted rates and full compliance with local regulations.

Members can submit and track claims via Cigna Envoy. Take and upload a picture and avoid the paperwork!

Do your policies cover employees back in their home country?

Our international health plans provide 90 days home country cover as per coverage terms.

Explore International Health Insurance for SME Employees with Cigna Global

Make sure your employees are protected wherever they travel with Cigna's international healthcare cover. Our leading benefit plans help your global workforce and your organisation to thrive.

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Health plans for globally mobile employees

You can count on our adaptable health solutions to help keep your overseas employees, and your organisation, flourishing. Whether you’re looking for our most comprehensive benefits or simpler, more budget-friendly cover, we make choosing a plan that fits your needs hassle-free.

Cigna Connect

Forward-thinking healthcare

What if you could empower your organisation to tackle a range of health challenges, without breaking the bank? Cigna Connect packages our most popular benefits in a way that’s more straightforward and affordable. It means you can protect your overseas team with Cigna’s world-leading care and support, safe in the knowledge that you will only pay for what you need.

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Cigna Inspire

Well-being beyond borders

Cigna Inspire means more flexibility to build a plan to match your needs. It offers our most comprehensive benefits, providing complete peace of mind for employees at every stage of an overseas assignment. And through our CignaLinks® network, Inspire broadens access to premium, locally compliant care for your globally mobile workforce.

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Employee health insurance that keeps your business moving forward

Prioritising the health of your employees not only promotes a healthier and happier workplace but also contributes to your business's overall growth and success. Our comprehensive international health care benefits demonstrate your genuine appreciation for your team’s contributions, fostering a positive work environment. By investing in employee health, you’re opening up numerous avenues for your business to thrive:

Protect your most valuable asset

Everyone in the team can access quality-led medical treatment, preventative care services, and mental well-being support. This can result in employees taking less time off work due to illness – and less disruption to your business.

Control costs and improve your bottom line

Transform employee health benefits from an expense to an asset. And guided by our know-how, you can rest assured that you’re investing strategically in workplace wellness.

Attract and retain top-level talent

Our employee health benefits signify that your business is committed to workplace wellness. This, in turn, can create a magnetic force that helps your business attract and retain the best recruits.

Benefit from global cover but local expertise

Unlock your team’s full potential thanks to our deep understanding of the local context. Meaning you can rely on us to help improve health, engagement, and productivity wherever their work takes them.

Benefits and services your team can count on

Worldwide, quality health care

Employees get fast and reliable access to our global network of 1.65 million trusted hospitals and health care professionals. Our plan solutions include options for in- or out-of-network (with in-network offering savings advantages).

Personalised support at any time of day or night

Relax, safe in the knowledge that your employees are supported 24/7 by our experienced and caring multilingual team.

Virtual doctor consultations

Enhance employee convenience and peace of mind with the flexibility of Global Telehealth. No waiting rooms, just timely video or phone consultations with qualified doctors for minor health concerns. Available 24/7 and from just about anywhere.

Whole Health for better all-round health

Empower your employees with our integrated whole health benefits and service, providing support across body, mind, and all areas of life. Whole Health solutions make it simpler to nurture holistic well-being for a healthier, more fulfilled workforce.

Clinical support services

Our dedicated team of doctors and nurses are ready to work hand in hand with employees facing serious or complex health conditions. This way, your employees get the complete, personalised medical care and support they deserve – when they need it most.

Direct payment of medical bills consultations

Take away the worry of hefty medical bills with direct payments. Available for eligible medical bills from in-network providers, this convenient service ensures your employees can focus entirely on their health.