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    Large Corporate Health

    Health insurance for 150+ Employees

    International health insurance for large corporate employers

    Supporting multinational organisations with a structured approach to health cover — combining governance, oversight, and employee access to care across locations.

    Supporting large, multinational employers globally

    Speak to our team
    Cigna Leaf

    Managing health cover across a complex global workforce

    Managing health insurance for a large, international workforce means balancing organisational oversight with the practical needs of employees.

    Employees want clear access to care wherever they work, and confidence that their cover will support them across different countries and systems.

    Key challenges include:

    • Navigating different healthcare systems and regulations
    • Balancing global standards with local requirements
    • Maintaining oversight and consistency across regions

    Without a clear framework, programmes can become fragmented, making it harder to deliver a consistent experience and manage risk.

    Want help working through these points for your organisation and employees?


    Speak to our team
    Cigna Leaf

    A structured global approach to international health cover

    Cigna Healthcare helps large organisations simplify global health cover, combining governance and oversight with practical support for employees wherever they work.

    Our framework means::

    • Consistent standards across countries, so employees know what to expect
    • Local flexibility, so care is relevant to each employee’s location
    • Centralised reporting and visibility for HR teams
    • Employees supported with clear guidance and access to care, whether at home or abroad

    This approach makes it easier for organisations to manage complexity and risk, while helping employees feel confident and cared for across the global workforce.

    Interested in how a structured global approach could work for your organisation and employees?


    Speak to our team
    Cigna Leaf

    Global capabilities and governance at scale

    Cigna Healthcare delivers international health cover for large employers through global reach, robust governance, and practical support.

    What sets us apart:

    • Global footprint supporting internationally distributed workforces
    • Centrally governed programmes with clear oversight and accountability
    • Flexibility to meet local requirements within a structured model

    This approach helps organisations manage risk, stay compliant, and deliver a reliable, coherent experience for employees — wherever they work.
    blueLeaf

    Employee expectations and experience across a global workforce

    Large organisations need to meet employee expectations across different countries and healthcare systems, while maintaining consistent standards and oversight.

    What employees expect:

    Access to local healthcare

    Employees receive tailored care aligned with the healthcare systems in their locations.

    Clarity and confidence

    Clear guidance on cover usage means employees understand their options, even when abroad.

    Consistent support everywhere

    Employees experience the same quality of service and standards, regardless of country.

    Support for mobile and remote workers

    Employees moving between countries or working across borders receive seamless support and oversight.

    Cigna’s global framework ties each of these elements together under a centrally governed programme — reducing fragmentation and ensuring organisations can meet employee expectations consistently and with confidence.

    Connect with Cigna Healthcare for tailored support

    Engaging with Cigna Healthcare starts with a structured conversation about your organisation and workforce. Our team will explore:

    • Workforce size, structure and locations
    • Governance requirements and programme objectives
    • Employee needs and expectations across regions

    This consultative process ensures recommendations fit both organisational goals and employee needs. Ready to explore a structured, globally governed approach?

    One global clinical approach

     
    Our global clinical approach supports our customers wherever they are in the world. At its core, we bring together our integrated clinical programmes, simpler and smarter access to care, and deep clinical expertise.
     
    Find out more

    Our Plans

     
    Explore our range of employer health insurance plans, designed to support internationally mobile workforces with flexible options that help organisations meet diverse employee health and wellbeing needs.
     
    Find out moreSpeak to our team

    FAQ

    What is large corporate health insurance?

    Large corporate health insurance is a comprehensive, scalable health benefits solution designed for organisations with 150+ employees. Cigna Healthcare's cover provides global medical, pharmacy, health and wellbeing support and more. Our plan delivers flexible, multinational coverage, cost control, and high‑touch account management.

    Cigna Healthcare equips large organisations with the tools to protect employees across 200+ countries. Our integrated medical, behavioural and digital solutions help reduce downtime, boost performance, and create the resilient workforce your business needs.

    To learn more on how we can create a tailored quote to suit your organisations needs, please select Get a quote, leave some details, and one of our team will be in touch soon.

    Can I customise a corporate healthcare plan for my organisation?

    Yes. Cigna Healthcare’s corporate health insurance solutions are designed to be customisable for large organisations. You can tailor your plan across multiple dimensions, including benefits, global coverage levels, wellbeing services, digital support tools, and others. This flexibility ensures your healthcare solution aligns with your organisation’s size, structure, budget, and the unique needs of your workforce.

    With modular choices and organisation‑specific configuration, Cigna enables you to build a corporate healthcare plan that is both cost‑efficient and aligned with your business goals.

    How do employees access care abroad?

    Cigna Healthcare makes international healthcare simple and reliable by providing access to a global network of doctors and hospitals, supported by 24/7 multilingual assistance for guidance and emergencies.

    Employees can also use the Cigna Envoy® platform to manage benefits, locate providers, and submit claims online, while telehealth services offer virtual consultations from anywhere.

    Direct billing arrangements minimise upfront costs, and emergency support such as medical evacuation ensures peace of mind.

    With Cigna Healthcare, you and your employees can count on comprehensive, convenient care - wherever work takes you.

    Is Headspace included in Cigna Healthcare’s international insurance?

    Yes. Cigna Healthcare integrates Headspace access into its wellbeing features, offering employees instant tools for stress management, mindfulness, and emotional wellbeing.

    How is Cigna’s corporate health insurance different from small business health insurance?

    While SME plans serve businesses with smaller teams, large corporate health insurance supports enterprises with more complex structures, global workforces, and higher coverage requirements. Click Get a quote to arrange a call with a member of our team if you have more questions.

    What are the key benefits of Cigna’s large corporate health insurance?

    Cigna delivers enterprise‑level advantages including global network access across 200+ countries and territories, dedicated account management for ongoing operational support, customisable, scalable plans built for complex organisational structures, integrated wellbeing and mental health services and more. To discuss a tailored quote for your organisation, click Get a quote, leave some details, and a member of our team will be in touch soon.

    What are the benefits of offering employee health insurance to my workforce?

    Offering employee health insurance delivers significant advantages for both your organisation and your people. High‑quality corporate health coverage helps create a healthier, more resilient, and more productive workforce, while strengthening your organisation’s ability to attract and retain top talent.

    Some of the benefits include healthier and more productive employees, improved employee engagement and retention, reduced absenteeism, morale boost, and more.

    We have a few blog articles that provide more information on this topic, titles and links below.

    Harnessing Health: Measuring the impact of employee health and well-being benefits
    Managing expat employee mental health & wellbeing

    Explore

    Fertility support for a global workforce

    Together, Cigna Healthcare and Carrot deliver personalised ferility, family building, and hormonal health support, with tailored care plans to each employee's needs and evolving as their journey progresses.

    Find out more

    Need cover for a small business or 2-149 employees?

    We offer tailored plans for small businesses and teams with between 2-149 employees as well.

    Find out more

    Navigating international health insurance compliance

    Managing global health insurance compliance is a complex task. Our guide breaks down the essentials, including local mandates, global consistency, legal risks, and provider selection.

    Find out more

    Disclaimer

    Web-based tools, such as Cigna Envoy® are available for informational purposes only. These tools are not intended to be a substitute for medical care provided by a physician. The listing of a health care professional or facility in the mobile directories available through the Cigna Envoy mobile app does not guarantee that the services rendered by that professional or facility are covered under your benefits plan. Refer to your plan documents, or call the number listed on your ID card, for information about the services covered under your plan benefits. References to non-partnered organizations or companies, and/or their products, processes or services, do not necessarily constitute an endorsement or warranty thereof.

    The downloading and use of the Cigna Envoy Mobile App is subject to the terms and conditions of the App and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply. The Apple logo is a trademark of Apple Inc., registered in the United States and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.
    Cigna Healthcare global telehealth products are administered by Teladoc, an independent third party service provider. All Teladoc doctors are licensed in the countries where they practice medicine and are fully qualified and trained to provide this service.

    Telehealth services may not be available in all jurisdictions. In general, to be covered by your plan, services must be medically necessary and used for the diagnosis or treatment of a covered condition. Not all prescription drugs are covered and prescriptions are not guaranteed to be written. Providers are solely responsible for any treatment provided and are not affiliated with Cigna Healthcare. Not all providers have video chat capabilities and video chat may not be available in all areas. Telehealth providers are separate from your health plan’s provider network.

    This material is co-branded by Cigna Healthcare and Headspace. Insurance coverage is provided solely by Cigna Healthcare. Headspace provides access to mental health support services, which are delivered independently of Cigna Healthcare. Cigna Healthcare does not assume any responsibility for the provision or quality of such services. For any medical or mental health emergencies, please contact a qualified health care professional immediately.

    2.4 million hospitals and healthcare professionals is data from the GHB Network analysis of February 2025. Subject to change.

    © Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.

    Our Policies are underwritten by Cigna Global Insurance Company Limited, a private limited company under Guernsey Law, with registered address office at PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernsey, GY1 4ET, and company number 41925. Cigna Global Insurance Company Limited is authorised and regulated by the Guernsey Financial Services Commission for the conduct of insurance business in Guernsey.

    This communication is being issued and/or distributed by Cigna Insurance Management Services (DIFC) Limited which is regulated by the Dubai Financial Services Authority.

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