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    Global Professionals

    International Health Insurance for Global Professionals

    Cigna Global Health Insurance provides comprehensive worldwide medical cover for expats and professionals working abroad, offering you annual support and peace of mind.
    • Global network of 2.4 million hospitals and healthcare providers
    • Claims are reimbursed within 5 working days1
    • Renewal premiums unaffected by previous claims
    Ensure your healthcare needs are met with an international insurance plan from Cigna. Discover our global medical insurance plans and more today.

    Get a quote, it takes only 2 minutes!

    Learn more about our plansGet a Free Quote
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    Why global professionals choose Cigna Healthcare

    Whether you’re a seasoned international businessperson, or a soon-to-be relocating professional, you could benefit from our flexible, 24/7 support if your working life has taken or is taking you abroad.

    We can provide extended cover, allowing you to focus on forging your career. Like our customers, we're in it for the long-haul.

    Our global health insurance plans provide comprehensive cover wherever you are, meaning you can access treatment and support when you’re living and working in another country. It’s easy to get cover for families too.

    Some of our global health plan benefits include:

    Local and Global Coverage

    Access treatment wherever you are. Explore our worldwide network of over 2 million trusted hospitals, clinics and medical professionals.

    24/7 Support

    We can provide vital cover and support, no matter the time of day. Contact us whenever you need to.

    Flexibility, Choice and Portability

    Create a global health plan that suits your needs and budget, and moves with you, in over 200 markets and jurisdictions.

    Digital tools at your fingertips

    The Cigna Wellbeing® app and Global Telehealth service provide multilingual access to care anytime, anywhere.

    Support for mind and body

    Access the resources and tools to look after your physical and mental health and emotional wellbeing.

    Emergency coverage

    Get emergency medical coverage, including for unexpected illnesses. We can also cover emergency transport and repatriation depending on your choice of plan.

    Get a free quote
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    Our global medical insurance plans – your coverage at a glance

    Cigna Global Health Options

    High quality global care

    Choose from two health plan options: Worldwide / Worldwide excluding US.

    Customizable global health insurance

    With three levels to choose from, four optional add-ons, and flexible payment options, you can build a tailored, personalized plan that works for your health needs.

    Comprehensive cover

    Access global healthcare insurance for inpatient, day-patient and emergency care. We also provide mental health care, pandemic cover and cancer care.
    Explore all CGHO benefits

    Build a plan to suit your needs and budget, choose between Silver, Gold or Platinum.

    Silver

    Annual maximum of $1,000,000 for inpatient and daypatient treatment.

    • Private room

    • Full cancer care up to $1,000,000

    • Medical Imaging and scans up to $10,000

    • Rehabilitation, including Physiotherapy, up to $5,000

    • A&E Room Treatment up to $500

    • No maternity cover

    • No obesity treatment

    • No infertility treatment

    Gold

    Annual maximum of $2,000,000 for inpatient and daypatient treatment.

    • Private room

    • Full cancer care up to $2,000,000

    • Medical Imaging and scans up to $15,000

    • Rehabilitation, including Physiotherapy up to $15,000

    • A&E Room Treatment up to $1,000

    • Routine Maternity up to $7,000

    • Obesity surgery up to $20,000

    • No infertility treatment

    Platinum

    Inpatient and daypatient treatment is Paid in Full.

    • Private room

    • Full cancer care

    • Medical Imaging and scans Paid in Full

    • Rehabilitation, including Physiotherapy Paid in Full

    • A&E Room Treatment up to $2,000

    • Routine Maternity up to $14,000

    • Inpatient Maternity up to $14,000

    • Obesity surgery up to $25,000

    • Infertility treatment up to $10,000

    Key features of international health insurance for global professionals

    • Worldwide coverage (more than 200 countries and territories) with access to over 2 million hospitals, clinics & practitioners
    • Four optional modules to choose from, so you know your cover is right for you
    • Three coverage tiers to suit your needs and budget: Silver, Gold, and Platinum
    • Emergency & inpatient care, including hospital stays, surgeries, and cancer treatment
    • Pandemic and crisis supportincluded in your global health plan
    • Flexible payment plans that suit you : choose from monthly, quarterly, or annual instalments, with annual renewal
    • A range of digital tools & support, including the Cigna Wellbeing® app, Global Telehealth, and 24/7 support
    • Online member portal to help you manage claims, upload documents, and find providers
    • Direct billing & worldwide provider discountsfor cashless or reduced cost care

    Get a quote today
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    You can enhance your protection with optional add-ons:

    International Outpatient

    Includes consultations with specialists and medical practitioners, prescribed outpatient drugs and dressings, pre- and post-natal outpatient care, physiotherapy, osteopathy, chiropractic care, and more.

    International Medical Evacuation

    Global health insurance for medical evacuation in the event of an emergency and global crisis response services. With emergency evacuation transportation included, this provides peace of mind whether you’re visiting another country for business, or living and working abroad.

    International Health and Wellbeing

    Access all-round support for your mind and body – because we know that your mental health can be just as important as your physical health, especially if you’re working long hours. Includes screenings, tests and routine physical exams, as well as dietetic consultations, counseling support and personal wellness coaches.

    International Vision & Dental

    Vision care covering your eye tests and eyewear, plus a wide range of preventative, routine and major dental treatments.

    Learn more about our optional global health insurance benefits

    Our Customer Testimonial

    Jolanda Blum
    1 review US
    ★★★★★

    I'm with Cigna now for 3 years - Best Experience
    I'm with Cigna now for 3 years and only made good experiences. I have Rebecca Belcher as my account manager. She is awesome - always there for me when I need help and answers patiently may many questions I have had over the years. Living in the USA this is the best insurance to have. So many doctors in Network and when you figure out the claim process, faster than the wind even if you are not in network. Just take the time to read everything so you understand and now how to do it and then it's a breeze.

    Date of experience: March 12, 2025

    Unsure which global health insurance plan best suits your needs?

    If you have any questions about our global health insurance, don’t hesitate to reach out to us. Whether you’re planning a career move abroad, already live and work overseas, or regularly visit other countries for business, we’re here to help.

    View our Plan Comparison [PDF] or call our expert sales team on one of these numbers.

    Worldwide: + 44 (0)1475 492119  -  Singapore: +65 3158 7581  -  United States: 877.539.6295
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    Creating your professional global health insurance package

    Step 1: Start with your free quote

    Simply begin by requesting a quick, no-obligation free online quote.

    We’ll guide you through a few simple questions to help shape the right plan in just a few minutes.

    Step 2: Build your global health plan

    Explore our flexible plans, designed for international professional workers. All you need to do is:

    • Decide your area of coverage and preferred currency
    • Choose your optional benefits
    • Adjust your deductibles and payment frequency.

    Step 3: Finalize and get protected

    Once you’ve built your plan, we’ll provide a final, personalized quote.

    Happy with your selection? Just confirm to activate your global healthcare insurance – ready to support you wherever work or life takes you.

    Start designing your healthcare plan.

    Need to make a claim? It’s easy

    At Cigna, we make it quick and easy to make a claim on your global health insurance – so you’ve one less thing to worry about.

    1. You’ll need to contact us before you arrange any treatment, so we can check you’re covered and help you arrange your plan.

    If it’s an emergency, just get in touch within 48 hours.

    1. We’ll pay most providers and hospitals directly. Just make sure they have the ‘Direct billing available’ mark against them when choosing your provider.

    2. If you’ve chosen a deductible or cost share option, you’ll need to pay your provider directly, and we’ll sort out the rest.

    Why do I need medical insurance for working abroad?

    Working abroad can be an incredibly exciting opportunity – and the right global health plan can offer you real peace of mind as you settle into your new professional life overseas.

    Cigna’s international health insurance for global professionals can provide comprehensive cover should you have an accident or fall ill while working abroad, or living in another country for work.

    In addition:

    • Some countries legally require foreign workers to have health insurance – for example, Germany, France and Switzerland.
    • The quality of healthcare may be inconsistent depending on where you are – global healthcare insurance can help you find the right providers.
    • Global health plans can offer emergency cover – whether you have an accident or need to get home due to unforeseen circumstances.

    At Cigna, we’re here to support you on your international adventures. We make it quick and easy to access support for both your mental and physical health, and to make a claim should you need to.

    Get a free quote today

    Frequently asked questions about global health insurance

    How long does international health insurance for global professionals last?

    Wherever your career and ambitions take you, our coverage is designed to offer annual benefits and peace of mind. Get an insurance quote for 12 months, with the option to renew your policy annually thereafter. For more information, see our guide on working abroad.

    How much is global health insurance?

    The price of global health insurance will depend on a few things – such as the type and tier of coverage you choose. At Cigna, we offer various global health plan options, including multiple add-ons for personalized cover. If you want to get an idea of how much your tailored plan will cost, you can apply for a no-obligation free online quote.

    What is the best global health insurance?

    The best global health insurance will depend on your personal preferences and circumstances. After all, everyone’s different. Whether you frequently venture abroad for work, or have recently moved overseas, choose your plan option, tier level, and add-ons to ensure your cover works for you.

    1We aim to process claims within 5 working days after we receive all necessary documentation.

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    Download Expat Guide
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