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Insurance Product Information Documents (IPID)
Insurance Distribution Directive
What is IDD?
The Insurance Distribution Directive (IDD) is a new EU wide directive aimed at creating a 'level playing field' for Insurance distribution.
The aim of this Directive is to:
- Ensure consistent standards for intermediaries
- Significantly raise conduct standards
- Improve consumer protection
- Drive effective competition
Insurance Product Information Document
One of the key requirements of the IDD is the introduction of a new policy summary, the 'Insurance Product Information Document' (IPID). This is to help individual customers understand what’s included in their cover and will be supplied at quotation, renewal or for a mid-term significant change. The IPID will be provided as part of our standard service to you and will replace the Key Facts document.
Please find your relevant IPID below, under the applicable product.
International Health Insurance, get a quote in 2 minutes.
Cigna Global Health Options (CGHO)
If you are located in the EU, the following IPIDs are applicable:
- Silver CLICE EXP [PDF]
- Gold CLICE EXP [PDF]
- Platinum CLICE EXP [PDF]
- Silver CLICE EU [PDF]
- Gold CLICE EU [PDF]
- Platinum CLICE EU [PDF]
If you are located in the UK, the following IPIDs are applicable:
- Silver CEIC UK [PDF] - For UK policies with a start date of 1st February 2021 onwards
- Gold CEIC UK [PDF] - For UK policies with a start date of 1st February 2021 onwards
- Platinum CEIC UK [PDF] - For UK policies with a start date of 1st February 2021 onwards
If you are located outside of the EU or the UK, the following IPIDs are applicable:
Please note that the IPIDs are not applicable to individuals covered under our local licenses in the following locations: Singapore, Hong Kong, Thailand, Indonesia, and the UAE. Please contact us for further details.
Cigna Close Care
If you are located in the EU, the following IPID is applicable:
If you are located in the UK, the following IPID is applicable:
If you are located outside of the EU or the UK, the following IPID is applicable:
Please note that the IPIDs are not applicable to individuals covered under our local licenses in the following locations: Singapore, Hong Kong, Thailand, Indonesia, and the UAE. Please contact us for further details.
Cigna Horizon
If you are located in the EU, the following IPIDs are applicable:
If you are located in the UK, the following IPIDs are applicable:
- Core CEIC UK [PDF] - For UK policies with a start date of 1st February 2021 onwards
- Plus CEIC UK [PDF] - For UK policies with a start date of 1st February 2021 onwards
- Select CEIC UK [PDF] - For UK policies with a start date of 1st February 2021 onwards
If you are located outside of the EU or the UK, the following IPIDs are applicable:
Please note that the IPIDs are not applicable to individuals covered under our local licenses in the following locations: Singapore, Hong Kong, Thailand, Indonesia, and the UAE. Please contact us for further details.
Cigna ACA Global Health
If you are located inside the USA, the following IPID is applicable:
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