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    Insurance Product Information Documents (IPID)

    Insurance Distribution Directive

    The Insurance Distribution Directive (IDD) is a new EU wide directive aimed at creating a ‘level playing field’ for Insurance distribution.

    What is IDD?

    The Insurance Distribution Directive (IDD) is a new EU wide directive aimed at creating a 'level playing field' for Insurance distribution.

    The aim of this Directive is to:

    • Ensure consistent standards for intermediaries
    • Significantly raise conduct standards
    • Improve consumer protection
    • Drive effective competition

     

    Insurance Product Information Document

    One of the key requirements of the IDD is the introduction of a new policy summary, the 'Insurance Product Information Document' (IPID). This is to help individual customers understand what’s included in their cover and will be supplied at quotation, renewal or for a mid-term significant change. The IPID will be provided as part of our standard service to you and will replace the Key Facts document.

    Please find your relevant IPID below, under the applicable product.

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    Cigna Global Health Options (CGHO)

    If you are located in the EU, the following IPIDs are applicable:

    If you are located in the UK, the following IPIDs are applicable:

    If you are located outside of the EU or the UK, the following IPIDs are applicable:

    Please note that the IPIDs are not applicable to individuals covered under our local licenses in the following locations: Singapore, Hong Kong, Thailand, Indonesia, and the UAE. Please contact us for further details.

    Cigna Close Care

    If you are located in the EU, the following IPID is applicable:

    If you are located in the UK, the following IPID is applicable:

    If you are located outside of the EU or the UK, the following IPID is applicable:

    Please note that the IPIDs are not applicable to individuals covered under our local licenses in the following locations: Singapore, Hong Kong, Thailand, Indonesia, and the UAE. Please contact us for further details.

    Cigna Horizon

    If you are located in the EU, the following IPIDs are applicable:

    If you are located in the UK, the following IPIDs are applicable:

    If you are located outside of the EU or the UK, the following IPIDs are applicable:

    Please note that the IPIDs are not applicable to individuals covered under our local licenses in the following locations: Singapore, Hong Kong, Thailand, Indonesia, and the UAE. Please contact us for further details.

    Cigna ACA Global Health

    If you are located inside the USA, the following IPID is applicable:

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    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.