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    Turkey

    International Health Insurance in Turkey

    Get international health insurance in Turkey and protect your financial and medical future while you live in this enigmatic nation.

    Get a quote, it takes only 2 minutes!

    Get a quote now

    There are plenty of opportunities for expats in Turkey, with a blossoming economy, rich history and warm Mediterranean climate. All expats applying for a visa are required to have private medical coverage. So, it pays to be protected with expat insurance.

    The quality of care is rapidly progressing in Turkey’s hospitals. A huge government overhaul over the past 20 years has seen money pour into healthcare in this pan-Asian nation.

    With Cigna Healthcare’s expat health insurance in Turkey, you’ll guarantee high-quality care access across the country, as well as meeting the legal requirements for residency.

    Cigna Leaf

    How does the healthcare system work in Turkey?

    The Turkish healthcare system consists of both public and private healthcare. The Turkish Ministry of Health (MOH) backs the public system. However, expats will need private healthcare in order to legally work and reside in Turkey. This includes paying into a public insurance option to access the national system, though many expats opt for their own third-party care.

    Expats living in the country can apply for healthcare in two ways; through universal public health insurance or private insurance. To apply for universal health insurance, you’ll need to contact the closest social security centre. Applying means you may get limited access to private hospitals. Public hospitals can be quite crowded.

    Getting private expat health insurance in Turkey with Cigna Healthcare means you’ll get access to high-quality care in the best private hospitals.

    Cigna Leaf

    Pros and cons of using Turkey’s healthcare system

    Pros

    • Free public health system.
    • The Turkish healthcare system is exemplary for various medical specialisms, such as oncology, dentistry, and fertility treatment.
    • Easy access to pharmacies.

    Cons

    • Limited access to healthcare in rural areas.
    • Long waiting times and queues.
    • Public hospitals can experience staff shortages.

    What’s the difference between public and private care in Turkey?

    Public Private

    Free.

    It costs to use.

    Run by the state.

    Generally higher quality service, with more English-speaking medical staff.

    Public service ambulances are often slower.

    Private facilities and services are generally more affordable than other private medical hospitals in Europe.

    How can international health insurance help you in Turkey?

    You can’t access private or public medical treatment or enter legal employment in Turkey without health insurance, making it a necessity to life here. Getting Cigna Healthcare insurance means we arrange all your medical costs, arrangements, and treatment.

    We’ll ensure that you have access to English-speaking doctors in the best hospitals. Best of all, there’s no work on your part. Simply sign up and we’ll do the rest. Put your mind at ease before you move.

    greenLeaf

    Choosing your international health insurance

    Get started

    Answer a few questions and enter your personal details to get started.

    Choose your plan

    Compare plans and find a flexible package to suit your needs.

    Get protected

    Receive your quote and get protected today.

    Cigna Global Health Options Plans

    Silver

    Worldwide or worldwide excluding USA cover

    Overview

    The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.

    Available additional modules:

    • Outpatient
    • Evacuation and Crisis Assistance Plus™
    • Health and Wellbeing
    • Vision and Dental
    • Annual benefit limit: $1,000,000

    • Inpatient and daypatient treatment

    • Private room

    • Full cancer care

    • Newborn care cover

    Gold

    Worldwide or worldwide excluding USA cover

    Overview

    Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.

    Available additional modules:

    • Outpatient
    • Evacuation and Crisis Assistance Plus™
    • Health and Wellbeing
    • Vision and Dental
    • Annual benefit limit: $2,000,000

    • Inpatient and daypatient treatment

    • Private room

    • Full cancer care

    • Inpatient Maternity

    Platinum

    Worldwide or worldwide excluding USA cover

    Overview

    Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.

    Available additional modules:

    • Outpatient
    • Evacuation and Crisis Assistance Plus™
    • Health and Wellbeing
    • Vision and Dental
    • Annual benefit limit: Paid in full

    • Inpatient and daypatient treatment

    • Private room

    • Full cancer care

    • Inpatient Maternity

    • Mental and Behavioural Health care paid in full

    Cigna Close Care℠ Plan

    Close Care

    Country of residence + Country of nationality
    Overview

    An essential health plan created for those who need coverage only in their country of residence, and their country of nationality.

    Available additional modules:

    • Outpatient and Wellness Care
    • Dental Care and Treatment
    Core hospitalisation cover overview:

    • Annual benefit limit: $500,000
    • Condition limit: $250,000
    • Inpatient and daypatient treatment
    • Semi-private room
    • Full cancer care
    Cigna Leaf

    Why choose Cigna Healthcare for health insurance in Turkey?

    • Covers dental costs.
    • We offer support 24/7, all year round.
    • Multiple options available – find an insurance package suitable for your needs.

    Get a quote today

    FAQs

    Can I use my European Health Insurance Card in Turkey?

    No, a European Health insurance card is not valid in Turkey. A Cigna Healthcare plan will cover your medical costs during your time living there. You’ll receive access to the finest possible medical care with the best private health insurance in Turkey.

    How much does health insurance cost in Turkey?

    How much health insurance costs in Turkey may depend on your personal preferences and the type of package you choose. We recommend getting a quote It only takes a few minutes and it will give you an idea of how much you’ll be paying. You can choose the plan that best fits your needs, with business packages available too.

    What standard of healthcare does Turkey offer?

    Turkey is considered to have a high standard of healthcare. This is especially true in the case of certain specialist treatments such as dentistry. Turkey has become a hotspot for health tourism, with many people coming here to receive expert care.

    © 2025 Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.