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International Health Insurance Optional Benefits for Professionals

Enhance your International Medical Insurance cover by adding optional benefits. Our optional benefits give added protection to your core plan and you can add as many benefits as you like.

International Outpatient

 

(Silver, Gold and Platinum only)

Includes outpatient care and medical emergencies where a hospital admission as a day patient or inpatient is not needed. Also includes consultations with specialists and medical practitioners, prescribed outpatient drugs and dressings, pre- and post-natal outpatient care, physiotherapy, osteopathy, chiropractic care and more.

Annual overall benefit maximum - per beneficiary per period of coverSilverGoldPlatinum

$15,000

$35,000

Paid in Full

Annual overall benefit maximum - per beneficiary per period of cover
    Silver
    • $15,000

    Gold
    • $35,000

    Platinum
    • Paid in Full

    Consultations with medical practitioners and specialistsSilverGoldPlatinum

    $2,500

    $5,000

    Paid in Full

    Prescribed drugs and dressingsSilverGoldPlatinum

    $1,500

    $4,500

    Paid in Full

    Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging)SilverGoldPlatinum

    $2,500

    $5,000

    Paid in Full

    Outpatient RehabilitationSilverGoldPlatinum

    We will pay for:

    • Outpatient Physiotherapy;
    • Outpatient Occupational therapy;
    • Osteopathy and Chiropractic treatment;
    • Speech therapy; and
    • Cardiac and pulmonary rehabilitation.

    $5,000

    $10,000

    Paid in Full

    Pre-natal and post-natal careSilverGoldPlatinum

    Available once the mother has been covered by the policy for 12 months or more.

    Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.

    No coverage

    $3,500

    $7,000

    Infertility Investigations and treatmentSilverGoldPlatinum

    Available once the beneficiary has been covered by this option for 24 months or more.

    Up to a maximum of 4 attempts per lifetime. Available for beneficiaries up to 41 years old.

    No coverage

    No coverage

    $10,000 per lifetime

    Sleep ApnoeaSilverGoldPlatinum

    No coverage

    $1,500

    $2,000

    Genetic Cancer testSilverGoldPlatinum

    Available once the beneficiary has been covered by this option for 12 months or more.

    No coverage

    $2,000

    $4,000

    Acupuncture & Chinese medicineSilverGoldPlatinum

    Up to a combined maximum of 15 consultations per period of cover.

    $2,500

    $5,000

    Paid in Full

    Durable medical equipmentSilverGoldPlatinum

    Paid in Full

    Paid in Full

    Paid in Full

    Adult vaccinationsSilverGoldPlatinum

    $250

    Paid in Full

    Paid in Full

    Dental accidentsSilverGoldPlatinum

    $1,000

    Paid in Full

    Paid in Full

    Child and Adolescence Wellbeing HealthSilverGoldPlatinum

    Up to the total limit shown for your selected plan per beneficiary per period of cover.

    Paid in Full

    Paid in Full

    Paid in Full

    Hormone Replacement TherapySilverGoldPlatinum

    Up to the total limit shown for your selected plan per beneficiary per period of cover.

    $250

    $500

    $1,000

    Hearing AidsSilverGoldPlatinum

    Up to the total limit shown for your selected plan per beneficiary per period of cover.

    $500

    $1,000

    $2,000

    60+ CareSilverGoldPlatinum

    If a beneficiary is aged 60 years old and above, or turning 60 years old within the period of cover, and has one of the following conditions as declared on their medical questionnaire (and is a special exclusion as detailed on your Certificate of Insurance), we will pay for the medically necessary outpatient treatment costs associated with the maintenance of this condition: Hypertension, Type 2 Diabetes, Glaucoma, Arthritis, joint or back pain, Osteoporosis/ Osteopenia.

    $500

    $1,000

    $2,000

    Consultations with medical practitioners and specialists
      Silver
      • $2,500

      Gold
      • $5,000

      Platinum
      • Paid in Full

      Prescribed drugs and dressings
        Silver
        • $1,500

        Gold
        • $4,500

        Platinum
        • Paid in Full

        Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging)
          Silver
          • $2,500

          Gold
          • $5,000

          Platinum
          • Paid in Full

          Outpatient Rehabilitation

            We will pay for:

            • Outpatient Physiotherapy;
            • Outpatient Occupational therapy;
            • Osteopathy and Chiropractic treatment;
            • Speech therapy; and
            • Cardiac and pulmonary rehabilitation.

          Silver
          • $5,000

          Gold
          • $10,000

          Platinum
          • Paid in Full

          Pre-natal and post-natal care

            Available once the mother has been covered by the policy for 12 months or more.

            Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.

          Silver
          • No coverage

          Gold
          • $3,500

          Platinum
          • $7,000

          Infertility Investigations and treatment

            Available once the beneficiary has been covered by this option for 24 months or more.

            Up to a maximum of 4 attempts per lifetime. Available for beneficiaries up to 41 years old.

          Silver
          • No coverage

          Gold
          • No coverage

          Platinum
          • $10,000 per lifetime

          Sleep Apnoea
            Silver
            • No coverage

            Gold
            • $1,500

            Platinum
            • $2,000

            Genetic Cancer test

              Available once the beneficiary has been covered by this option for 12 months or more.

            Silver
            • No coverage

            Gold
            • $2,000

            Platinum
            • $4,000

            Acupuncture & Chinese medicine

              Up to a combined maximum of 15 consultations per period of cover.

            Silver
            • $2,500

            Gold
            • $5,000

            Platinum
            • Paid in Full

            Durable medical equipment
              Silver
              • Paid in Full

              Gold
              • Paid in Full

              Platinum
              • Paid in Full

              Adult vaccinations
                Silver
                • $250

                Gold
                • Paid in Full

                Platinum
                • Paid in Full

                Dental accidents
                  Silver
                  • $1,000

                  Gold
                  • Paid in Full

                  Platinum
                  • Paid in Full

                  Child and Adolescence Wellbeing Health

                    Up to the total limit shown for your selected plan per beneficiary per period of cover.

                  Silver
                  • Paid in Full

                  Gold
                  • Paid in Full

                  Platinum
                  • Paid in Full

                  Hormone Replacement Therapy

                    Up to the total limit shown for your selected plan per beneficiary per period of cover.

                  Silver
                  • $250

                  Gold
                  • $500

                  Platinum
                  • $1,000

                  Hearing Aids

                    Up to the total limit shown for your selected plan per beneficiary per period of cover.

                  Silver
                  • $500

                  Gold
                  • $1,000

                  Platinum
                  • $2,000

                  60+ Care

                    If a beneficiary is aged 60 years old and above, or turning 60 years old within the period of cover, and has one of the following conditions as declared on their medical questionnaire (and is a special exclusion as detailed on your Certificate of Insurance), we will pay for the medically necessary outpatient treatment costs associated with the maintenance of this condition: Hypertension, Type 2 Diabetes, Glaucoma, Arthritis, joint or back pain, Osteoporosis/ Osteopenia.

                  Silver
                  • $500

                  Gold
                  • $1,000

                  Platinum
                  • $2,000

                  DeductibleSilverGoldPlatinum

                  A deductible is the amount which you must pay before any claims are covered by your plan.

                  $0 / $150 / $500 / $1,000 / $1,500

                  $0 / $150 / $500 / $1,000 / $1,500

                  $0 / $150 / $500 / $1,000 / $1,500

                  Cost share after deductible and out of pocket maximumSilverGoldPlatinum

                  Cost share is the percentage of each claim not covered by your plan.

                  The out of pocket maximum is the maximum amount of cost share you would have to pay in a period of cover.

                  The cost share amount is calculated after the deductible is taken into account. Only amounts you pay related to cost share contribute to the out of pocket maximum.

                  First, choose your cost share percentage:
                  0% / 10% / 20% / 30%

                  Your out of pocket maximum is: $3,000

                  First, choose your cost share percentage:
                  0% / 10% / 20% / 30%

                  Your out of pocket maximum is: $3,000

                  First, choose your cost share percentage:
                  0% / 10% / 20% / 30%

                  Your out of pocket maximum is: $3,000

                  Deductible

                    A deductible is the amount which you must pay before any claims are covered by your plan.

                  Silver
                  • $0 / $150 / $500 / $1,000 / $1,500

                  Gold
                  • $0 / $150 / $500 / $1,000 / $1,500

                  Platinum
                  • $0 / $150 / $500 / $1,000 / $1,500

                  Cost share after deductible and out of pocket maximum

                    Cost share is the percentage of each claim not covered by your plan.

                    The out of pocket maximum is the maximum amount of cost share you would have to pay in a period of cover.

                    The cost share amount is calculated after the deductible is taken into account. Only amounts you pay related to cost share contribute to the out of pocket maximum.

                  Silver
                  • First, choose your cost share percentage:
                    0% / 10% / 20% / 30%

                    Your out of pocket maximum is: $3,000

                  Gold
                  • First, choose your cost share percentage:
                    0% / 10% / 20% / 30%

                    Your out of pocket maximum is: $3,000

                  Platinum
                  • First, choose your cost share percentage:
                    0% / 10% / 20% / 30%

                    Your out of pocket maximum is: $3,000

                  International Vision and Dental

                   

                  (Silver, Gold and Platinum only)

                  International Vision and Dental pays for the beneficiary’s routine eye examination and pays costs for spectacles and lenses. It also covers a wide range of preventative, routine and major dental treatments.

                  Eye testSilverGoldPlatinum

                  1 eye examination per period of cover

                  $100

                  $200

                  Paid in Full

                  New Expenses for:SilverGoldPlatinum
                  • Spectacle lenses;
                  • Contact lenses;
                  • Spectacle frames;
                  • Prescription sunglasses.

                  $155

                  $155

                  $310

                  Eye test

                    1 eye examination per period of cover

                  Silver
                  • $100

                  Gold
                  • $200

                  Platinum
                  • Paid in Full

                  New Expenses for:

                    • Spectacle lenses;
                    • Contact lenses;
                    • Spectacle frames;
                    • Prescription sunglasses.

                  Silver
                  • $155

                  Gold
                  • $155

                  Platinum
                  • $310

                  Annual Dental benefit maximumSilverGoldPlatinum

                  Per beneficiary per period of cover.

                  $1,250

                  $2,500

                  $5,500

                  PreventativeSilverGoldPlatinum

                  Available once the beneficiary has been covered by this option for 3 months or more.

                  Paid in Full

                  Paid in Full

                  Paid in Full

                  RoutineSilverGoldPlatinum

                  Available once the beneficiary has been covered by this option for 3 months or more.

                  80% refund

                  90% refund

                  Paid in Full

                  Major restorativeSilverGoldPlatinum

                  Available once the beneficiary has been covered by this option for 12 months or more.

                  70% refund

                  80% refund

                  Paid in Full

                  Orthodontic treatmentSilverGoldPlatinum

                  Available once the beneficiary has been covered by this option for 18 months or more. Only available up to 18 years old.

                  40% refund

                  50% refund

                  50% refund

                  Annual Dental benefit maximum

                    Per beneficiary per period of cover.

                  Silver
                  • $1,250

                  Gold
                  • $2,500

                  Platinum
                  • $5,500

                  Preventative

                    Available once the beneficiary has been covered by this option for 3 months or more.

                  Silver
                  • Paid in Full

                  Gold
                  • Paid in Full

                  Platinum
                  • Paid in Full

                  Routine

                    Available once the beneficiary has been covered by this option for 3 months or more.

                  Silver
                  • 80% refund

                  Gold
                  • 90% refund

                  Platinum
                  • Paid in Full

                  Major restorative

                    Available once the beneficiary has been covered by this option for 12 months or more.

                  Silver
                  • 70% refund

                  Gold
                  • 80% refund

                  Platinum
                  • Paid in Full

                  Orthodontic treatment

                    Available once the beneficiary has been covered by this option for 18 months or more. Only available up to 18 years old.

                  Silver
                  • 40% refund

                  Gold
                  • 50% refund

                  Platinum
                  • 50% refund

                  International Health and Wellbeing

                   

                  (Silver, Gold and Platinum only)

                  We understand the importance of your overall wellbeing and living a balanced life. In addition to health screenings, tests and examinations; this module also empowers you and your family with the services and support to manage your own individual day-to-day health and wellbeing. Your Wellness companion, comprising of the Life Management Assistance programme and the Wellness Coaching, is available to help you and your family stay healthy and well, both physically and mentally.

                  Life Management Assistance ProgrammeSilverGoldPlatinum

                  Access to a range of confidential services and tools to help with any work, life, personal or family issue. Includes short-term counselling sessions, mindfulness coaching sessions, access to a Cognitive Behavioural Therapy (CBT) programme, and life coaching sessions for career development support, and more.

                  Paid in Full

                  Paid in Full

                  Paid in Full

                  Wellness CoachingSilverGoldPlatinum

                  Your personal wellness coach will help you build a wellness plan to help reach your nutrition, fitness, sleep, stress, weight management, and tobacco cessation goals.

                  Paid in Full

                  Paid in Full

                  Paid in Full

                  Mental Health Support ProgrammeSilverGoldPlatinum

                  Up to 20 face to face counselling sessions per condition per period of cover.

                  Paid in full

                  Paid in full

                  Paid in full

                  Footcare by a Chiropodist or PodiatristSilverGoldPlatinum

                  Up to the total limit shown for your selected plan per beneficiary per period of cover.

                  $225

                  $450

                  $900

                  Routine adult physical examinationsSilverGoldPlatinum

                  $325

                  $650

                  $2000

                  Cervical cancer screeningSilverGoldPlatinum

                  $325

                  $650

                  Paid in Full

                  Prostate cancer screeningSilverGoldPlatinum

                  $325

                  $650

                  Paid in Full

                  Mammograms for breast cancer screeningSilverGoldPlatinum

                  $325

                  $650

                  Paid in Full

                  Bowel cancer screeningSilverGoldPlatinum

                  $325

                  $650

                  Paid in Full

                  Bone densitometrySilverGoldPlatinum

                  $225

                  $450

                  Paid in Full

                  Diabetes screening SilverGoldPlatinum

                  $325

                  $650

                  Paid in Full

                  Dietetic consultationsSilverGoldPlatinum

                  1 consultation available to all eligible beneficiaries

                  Up to 4 consultations per period of cover, if medically necessary.

                  $325

                  $650

                  Paid in Full

                  Life Management Assistance Programme

                    Access to a range of confidential services and tools to help with any work, life, personal or family issue. Includes short-term counselling sessions, mindfulness coaching sessions, access to a Cognitive Behavioural Therapy (CBT) programme, and life coaching sessions for career development support, and more.

                  Silver
                  • Paid in Full

                  Gold
                  • Paid in Full

                  Platinum
                  • Paid in Full

                  Wellness Coaching

                    Your personal wellness coach will help you build a wellness plan to help reach your nutrition, fitness, sleep, stress, weight management, and tobacco cessation goals.

                  Silver
                    Gold
                    • Paid in Full

                    Platinum
                    • Paid in Full

                    Mental Health Support Programme

                      Up to 20 face to face counselling sessions per condition per period of cover.

                    Silver
                    • Paid in full

                    Gold
                    • Paid in full

                    Platinum
                    • Paid in full

                    Footcare by a Chiropodist or Podiatrist

                      Up to the total limit shown for your selected plan per beneficiary per period of cover.

                    Silver
                    • $225

                    Gold
                    • $450

                    Platinum
                    • $900

                    Routine adult physical examinations
                      Silver
                      • $325

                      Gold
                      • $650

                      Platinum
                      • $2000

                      Cervical cancer screening
                        Silver
                        • $325

                        Gold
                        • $650

                        Platinum
                        • Paid in Full

                        Prostate cancer screening
                          Silver
                          • $325

                          Gold
                          • $650

                          Platinum
                          • Paid in Full

                          Mammograms for breast cancer screening
                            Silver
                            • $325

                            Gold
                            • $650

                            Platinum
                            • Paid in Full

                            Bowel cancer screening
                              Silver
                              • $325

                              Gold
                              • $650

                              Platinum
                              • Paid in Full

                              Bone densitometry
                                Silver
                                • $225

                                Gold
                                • $450

                                Platinum
                                • Paid in Full

                                Diabetes screening
                                  Silver
                                  • $325

                                  Gold
                                  • $650

                                  Platinum
                                  • Paid in Full

                                  Dietetic consultations

                                    1 consultation available to all eligible beneficiaries

                                    Up to 4 consultations per period of cover, if medically necessary.

                                  Silver
                                  • $325

                                  Gold
                                  • $650

                                  Platinum
                                  • Paid in Full

                                  International Evacuation and Crisis Assistance Plus™

                                   

                                  (Silver, Gold and Platinum)

                                  Provides coverage for medical evacuation in the event of an emergency and global crisis response services. This includes emergency transport to a centre of medical excellence, repatriation home following a serious incident, costs for compassionate visits, and global crisis response services in the event of a travel or security risk.

                                  International Evacuation and Crisis Assistance Plus™ overall benefit maximum - per beneficiary per period of coverSilverGoldPlatinum

                                  Paid in Full

                                  Paid in Full

                                  Paid in Full

                                  International Evacuation and Crisis Assistance Plus™ overall benefit maximum - per beneficiary per period of cover
                                    Silver
                                    • Paid in Full

                                    Gold
                                    • Paid in Full

                                    Platinum
                                    • Paid in Full

                                    Crisis Assistance Plus™ ProgrammeSilverGoldPlatinum

                                    The programme provides time-sensitive advice and coordinated in-country crisis assistance for risks that could impact you when you're travelling.

                                    FocusPoint International will pay for crisis consulting expenses and other additional expenses per covered response (up to a maximum of two physical incidents per beneficiary per period of cover.

                                    FocusPoint International will pay for crisis consulting expenses and other additional expenses per covered response (up to a maximum of two physical incidents per beneficiary per period of cover.

                                    FocusPoint International will pay for crisis consulting expenses and other additional expenses per covered response (up to a maximum of two physical incidents per beneficiary per period of cover.

                                    Medical EvacuationSilverGoldPlatinum

                                    Paid in Full

                                    Paid in Full

                                    Paid in Full

                                    Medical RepatriationSilverGoldPlatinum

                                    Paid in Full

                                    Paid in Full

                                    Paid in Full

                                    Repatriation of mortal remainsSilverGoldPlatinum

                                    Paid in Full

                                    Paid in Full

                                    Paid in Full

                                    Compassionate visit - travel costsSilverGoldPlatinum

                                    Up to a maximum of 5 trips per lifetime.

                                    $1,200

                                    $1,200

                                    $1,200

                                    Compassionate visit - living allowance costsSilverGoldPlatinum

                                    Per day up to 10 days per visit.

                                    $155

                                    $155

                                    $155

                                    Crisis Assistance Plus™ Programme

                                      The programme provides time-sensitive advice and coordinated in-country crisis assistance for risks that could impact you when you're travelling.

                                    Silver
                                    • FocusPoint International will pay for crisis consulting expenses and other additional expenses per covered response (up to a maximum of two physical incidents per beneficiary per period of cover.

                                    Gold
                                    • FocusPoint International will pay for crisis consulting expenses and other additional expenses per covered response (up to a maximum of two physical incidents per beneficiary per period of cover.

                                    Platinum
                                    • FocusPoint International will pay for crisis consulting expenses and other additional expenses per covered response (up to a maximum of two physical incidents per beneficiary per period of cover.

                                    Medical Evacuation
                                      Silver
                                      • Paid in Full

                                      Gold
                                      • Paid in Full

                                      Platinum
                                      • Paid in Full

                                      Medical Repatriation
                                        Silver
                                        • Paid in Full

                                        Gold
                                        • Paid in Full

                                        Platinum
                                        • Paid in Full

                                        Repatriation of mortal remains
                                          Silver
                                          • Paid in Full

                                          Gold
                                          • Paid in Full

                                          Platinum
                                          • Paid in Full

                                          Compassionate visit - travel costs

                                            Up to a maximum of 5 trips per lifetime.

                                          Silver
                                          • $1,200

                                          Gold
                                          • $1,200

                                          Platinum
                                          • $1,200

                                          Compassionate visit - living allowance costs

                                            Per day up to 10 days per visit.

                                          Silver
                                          • $155

                                          Gold
                                          • $155

                                          Platinum
                                          • $155

                                          Outpatient and Wellness Care

                                          (Close Care only)

                                          Outpatient and Wellness Care covers you more comprehensively for outpatient care that may arise where a hospital admission as a daypatient or inpatient is not required. Benefits include coverage for consultations with medical practitioners and specialists, prescribed drugs and dressings, physiotherapy and osteopathic and chiropractic treatments. As your whole health partner, you will also be covered for a range of pre-cancer screenings, routine adult physical exams, and have access to our Life Management Assistance Programme and our Wellness Coaching programme.

                                          Outpatient and Wellness Care annual overall benefit maximum - per beneficiary per period of cover.Close Care

                                          $5,000

                                          Outpatient and Wellness Care annual overall benefit maximum - per beneficiary per period of cover.
                                            Close Care
                                            • $5,000

                                            Consultations with medical practitioners and specialistsClose Care

                                            $650

                                            Global Telehealth with TeladocClose Care

                                            Unlimited consultations 

                                            Telehealth consultationsClose Care

                                            This is a combined benefit limit with the consultations with medical practitioners and specialists benefit.

                                            $650

                                            Pathology, radiology and diagnostic tests (excluding Advanced Medical ImagingClose Care

                                            $1,000 

                                            Physiotherapy treatmentClose Care

                                            $1,000

                                            Osteopathy and chiropractic treatmentClose Care

                                            $650

                                            Acupuncture and Chinese medicineClose Care

                                            $650

                                            Prescribed drugs and dressingsClose Care

                                            $500 

                                            Rental of durable equipmentClose Care

                                            Up to a maximum of 45 days in the period of cover.

                                            $1,500 

                                            Adult vaccinationsClose Care

                                            $250 

                                            Dental accidentsClose Care

                                            $500 

                                            Child wellbeing testsClose Care

                                            $1,000 

                                            Child immunisationsClose Care

                                            $1,000 

                                            Annual eye and hearing test for children aged 15 and youngerClose Care

                                            Paid in full
                                            (Up to the overall annual limit)

                                            Life Management Assistance ProgrammeIncluded

                                            Access to a range of confidential services and tools to help with any work, life, personal or family issue. Includes short-term counselling sessions, mindfulness coaching sessions, access to a Cognitive Behavioural Therapy (CBT) programme, and life coaching sessions for career development support, and more.

                                            Wellness CoachingIncluded

                                            Your personal wellness coach will help you build a wellness plan to help reach your nutrition, fitness, sleep, stress, weight management, and tobacco cessation goals

                                            Routine adult physical examinationClose Care

                                            $225 

                                            Cervical cancer screeningClose Care

                                            Up to the combined maximum amount shown per period of cover.

                                            $225
                                            $400 (Combined limit for all cancer screenings)

                                            Prostate cancer screeningClose Care

                                            Up to the combined maximum amount shown per period of cover.

                                            $225
                                            $400 (Combined limit for all cancer screenings)

                                            Breast cancer screeningClose Care

                                            Up to the combined maximum amount shown per period of cover.

                                            $225
                                            $400 (Combined limit for all cancer screenings)

                                            Bowel cancer screeningClose Care

                                            Up to the combined maximum amount shown per period of cover.

                                            $225
                                            $400 (Combined limit for all cancer screenings)

                                            Skin cancer screening Close Care

                                            Up to the combined maximum amount shown per period of cover.

                                            $225
                                            $400 (Combined limit for all cancer screenings)

                                            Lung cancer screeningClose Care

                                            Up to the combined maximum amount shown per period of cover.

                                            $225
                                            $400 (Combined limit for all cancer screenings)

                                            Bone densitometryClose Care

                                            Up to the combined maximum amount shown per period of cover.

                                            $400
                                            (Combined aggregate limit)

                                            Consultations with medical practitioners and specialists
                                              Close Care
                                              • $650

                                              Global Telehealth with Teladoc
                                                Close Care
                                                • Unlimited consultations 

                                                Telehealth consultations

                                                  This is a combined benefit limit with the consultations with medical practitioners and specialists benefit.

                                                Close Care
                                                • $650

                                                Pathology, radiology and diagnostic tests (excluding Advanced Medical Imaging
                                                  Close Care
                                                  • $1,000 

                                                  Physiotherapy treatment
                                                    Close Care
                                                    • $1,000

                                                    Osteopathy and chiropractic treatment
                                                      Close Care
                                                      • $650

                                                      Acupuncture and Chinese medicine
                                                        Close Care
                                                        • $650

                                                        Prescribed drugs and dressings
                                                          Close Care
                                                          • $500 

                                                          Rental of durable equipment

                                                            Up to a maximum of 45 days in the period of cover.

                                                          Close Care
                                                          • $1,500 

                                                          Adult vaccinations
                                                            Close Care
                                                            • $250 

                                                            Dental accidents
                                                              Close Care
                                                              • $500 

                                                              Child wellbeing tests
                                                                Close Care
                                                                • $1,000 

                                                                Child immunisations
                                                                  Close Care
                                                                  • $1,000 

                                                                  Annual eye and hearing test for children aged 15 and younger
                                                                    Close Care
                                                                    • Paid in full
                                                                      (Up to the overall annual limit)

                                                                    Life Management Assistance Programme
                                                                      Included
                                                                      • Access to a range of confidential services and tools to help with any work, life, personal or family issue. Includes short-term counselling sessions, mindfulness coaching sessions, access to a Cognitive Behavioural Therapy (CBT) programme, and life coaching sessions for career development support, and more.

                                                                      Wellness Coaching
                                                                        Included
                                                                        • Your personal wellness coach will help you build a wellness plan to help reach your nutrition, fitness, sleep, stress, weight management, and tobacco cessation goals

                                                                        Routine adult physical examination
                                                                          Close Care
                                                                          • $225 

                                                                          Cervical cancer screening

                                                                            Up to the combined maximum amount shown per period of cover.

                                                                          Close Care
                                                                          • $225
                                                                            $400 (Combined limit for all cancer screenings)

                                                                          Prostate cancer screening

                                                                            Up to the combined maximum amount shown per period of cover.

                                                                          Close Care
                                                                          • $225
                                                                            $400 (Combined limit for all cancer screenings)

                                                                          Breast cancer screening

                                                                            Up to the combined maximum amount shown per period of cover.

                                                                          Close Care
                                                                          • $225
                                                                            $400 (Combined limit for all cancer screenings)

                                                                          Bowel cancer screening

                                                                            Up to the combined maximum amount shown per period of cover.

                                                                          Close Care
                                                                          • $225
                                                                            $400 (Combined limit for all cancer screenings)

                                                                          Skin cancer screening

                                                                            Up to the combined maximum amount shown per period of cover.

                                                                          Close Care
                                                                          • $225
                                                                            $400 (Combined limit for all cancer screenings)

                                                                          Lung cancer screening

                                                                            Up to the combined maximum amount shown per period of cover.

                                                                          Close Care
                                                                          • $225
                                                                            $400 (Combined limit for all cancer screenings)

                                                                          Bone densitometry

                                                                            Up to the combined maximum amount shown per period of cover.

                                                                          Close Care
                                                                          • $400
                                                                            (Combined aggregate limit)

                                                                          Dental care and treatment

                                                                          (Close Care only)

                                                                          Maintain your oral health with the Dental Care and Treatment option. This option covers you for a wide range of preventative, routine and major dental treatments.

                                                                          Dental Care and Treatment annual overall benefit maximum - per beneficiary per period of cover Close Care

                                                                          $750 

                                                                          Dental Care and Treatment annual overall benefit maximum - per beneficiary per period of cover
                                                                            Close Care
                                                                            • $750 

                                                                            Preventative dental treatmentClose Care

                                                                            After the beneficiary has been covered on this option for 3 months.

                                                                            Paid in full
                                                                            (Up to the overall annual limit)

                                                                            Routine dental treatmentClose Care

                                                                            After the beneficiary has been covered on this option for 3 months.

                                                                            80% refund per period of cover

                                                                            Major restorative dental treatmentClose Care

                                                                            After the beneficiary has been covered on this option for 12 months.

                                                                            70% refund per period of cover

                                                                            Preventative dental treatment

                                                                              After the beneficiary has been covered on this option for 3 months.

                                                                            Close Care
                                                                            • Paid in full
                                                                              (Up to the overall annual limit)

                                                                            Routine dental treatment

                                                                              After the beneficiary has been covered on this option for 3 months.

                                                                            Close Care
                                                                            • 80% refund per period of cover

                                                                            Major restorative dental treatment

                                                                              After the beneficiary has been covered on this option for 12 months.

                                                                            Close Care
                                                                            • 70% refund per period of cover

                                                                            Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit and you should refer to the Customer Guide for full benefit details. The benefits contained within the Benefit Table are applicable to annual policies commencing or renewing on or after 15th September 2021. For annual policies commencing or renewing before 15th September 2021 please refer to your policy documents for benefit details. The benefits described may be subject to change.

                                                                            Prices are displayed in US Dollars (USD) only. Please refer to the Sales Brochure to see benefit limits displayed in EUR / GBP.

                                                                            Please note, the waiting periods for maternity related benefits listed in the above Cigna Global Health Options Customer Brochure may be 12 or 24 months depending on your insurance entity. Please contact us for further details.

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