International Health Insurance in Vietnam

Vietnam is a popular destination for expats and travellers alike. This south-eastern nation offers a low cost of living, jaw-dropping landscapes, vibrant cities and booming opportunities in a range of industries and careers.

Private healthcare is a prerequisite for life in Vietnam. Though there is a public system, facilities are hard to come by, particularly in many rural areas. Protect your health and your finances with expat health insurance cover in Vietnam.

Read on to find out more about expat medical insurance in Vietnam with Cigna Healthcare.

How does the healthcare system work in the Vietnam?

Vietnam’s medical system is a combination of both private and public hospitals and medical services. Due to the lack of public facilities across much of rural Vietnam, most of the population opts for private healthcare. While not mandatory, it’s encouraged for expats to have health insurance in Vietnam.


Pros and cons of using Vietnam's local healthcare system


  • Affordable services make public healthcare a cheaper option for many.


  • Limited access in remote areas means you may find you have to travel long distances for care.
  • Long wait times are also common, due to the lack of facilities across much of the nation’s rural areas.
  • Public hospital professionals tend to speak Vietnamese only, which may make communication a challenge if you don’t speak the language.

Differences between public and private healthcare in Vietnam

Public Private
An affordable option if you can access facilities. Offers shorter wait times.
Rural areas can be lacking in healthcare options, with reduced or non-existent facilities. Usually, a better standard of care than public facilities.
  Multilingual staff speak English and French.
  You may find that hospitals charge higher fees for expats, making medical insurance a necessity.


How can international health insurance help you in Vietnam?

Non-residents can face higher fees in many private facilities, making expat health insurance in Vietnam essential. You’ll also be expected to pay into the compulsory social security cover while you live in Vietnam. This applies to all expats with work permits, practice certificates or licences and the total charge depends on your salary.

Private care is usually of better quality, with more treatment options and multilingual doctors. You may also find that private is the only option in some rural and remote areas, meaning insurance is effectively a requirement if you want to access medical care.

Choosing your international health insurance

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Select a Cigna core plan:


The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.

  • Annual Benefit Limit: $1,000,000

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Newborn care cover


Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.

  • Annual Benefit Limit: $2,000,000

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Inpatient Maternity*


Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.

  • Annual Benefit Limit: Paid in full

  • Inpatient and daypatient treatment

  • Private room

  • Full cancer care

  • Inpatient Maternity*

  • Mental and Behavioural Health care paid in full

Why choose Cigna Healthcare for health insurance in Vietnam?

With Cigna Healthcare creating a personalised international health insurance plan that covers you and your family wherever you go is easy.

  • Call on world-leading medical professionals and services with coverage in over 192 countries.
  • Find plans to suit your needs.
  • Access healthcare facilities in more remote corners of Vietnam.
  • Years of experience in delivering international health care.

Get a quote today


No, currently there is a charge for most treatments at both public and private facilities. Prices differ depending on your status as a resident or non-resident and can also be based on your salary and other allowances.

Finding a local facility can be tough if you don’t know the area. Get in touch with our market-leading Customer Care Team as soon as you require treatment, and we can help you find a suitable facility in your neighbourhood.

Depending on your home nation and medical history, it can be good practice to get a few inoculations before you arrive in Vietnam. You may want to consider the following:
• Tetanus
• Diphtheria
• Hepatitis A/B
• Rabies
• Typhoid
• Japanese Encephalitis