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    • Home Employers Our Plans Cigna Inspire

    Optional Additional Cover

    For companies based in Europe, Switzerland, or UK

    Enhance your Employee Healthcare Plans with Additional Benefits from Cigna Inspire

    Enhance your Cigna Inspire plan and further increase your employee healthcare offering with our additional benefit options, including vision, dental and life & protection solutions.

    Reliable and easy access to quality healthcare for employees, wherever they are in the world.

    Get a quote

    Dental

    Help to avoid absences due to oral health problems with a Cigna Healthcare dental plan. Regular check-ups, scale & polishes and cover for unexpected oral health problems are included within this plan.

    Your Overall Limit

    Annual benefit - Maximum per employee or dependant Dental Extra Dental Extra Plus Dental Extra Premium
      Up to £1,500 / $2,250 / €2,250 per year of insurance Up to £3,500 / $5,250 / €5,250 per year of insurance Up to £5,000 / $7,500 / €7,500 per year of insurance
    Annual benefit - Maximum per employee or dependant
     
    Dental Extra

    • Up to £1,500 / $2,250 / €2,250 per year of insurance

    Dental Extra Plus

    • Up to £3,500 / $5,250 / €5,250 per year of insurance

    Dental Extra Premium

    • Up to £5,000 / $7,500 / €7,500 per year of insurance

    Investigative & Preventative Treatment

      Dental Extra Plus Dental Extra Dental Extra Premium
    Examinations (Normal & extensive) Paid in Full, up to 2 visits per year of insurance Paid in Full, up to 2 visits per year of insurance Paid in Full, up to 2 visits per year of insurance
    Full Case Assessment 1 per year of insurance, Paid in Full 1 per year of insurance, Paid in Full 1 per year of insurance, Paid in Full
    Bitewing X-rays 4 per year of insurance, Paid in Full 4 per year of insurance, Paid in Full 4 per year of insurance, Paid in Full
    Intra Oral X-rays 6 per year of insurance, Paid in Full 6 per year of insurance, Paid in Full 6 per year of insurance, Paid in Full
    Standard Scale & Polish 2 visits per year of insurance, Paid in Full 2 visits per year of insurance, Paid in Full 2 visits per year of insurance, Paid in Full
    Orthopantomogram (O.P.G) 1 every 3 years, Paid in Full 1 every 3 years, Paid in Full 1 every 3 years, Paid in Full
    Fissure Sealants
    Covered for insured members, spouses, dependants aged 17 and under    		 Paid in Full Paid in Full Paid in Full
    Topical Fluoride
    Covered for insured members, spouses, dependants aged 17 and under    		 Paid in Full Paid in Full Paid in Full
      Dental Extra, Extra Plus, Extra Premium
    Examinations (Normal & extensive) Paid in Full, up to 2 visits per year of insurance
    Full Case Assessment 1 per year of insurance, Paid in Full
    Bitewing X-rays 4 per year of insurance, Paid in Full
    Intra Oral X-rays 6 per year of insurance, Paid in Full
    Standard Scale & Polish 2 visits per year of insurance, Paid in Full
    Orthopantomogram (O.P.G) Paid in Full
    Topical Fluoride
    Covered for insured members, spouses, dependants aged 17 and under    		 Paid in Full

    Basic Restorative Treatment

    Cover includes fillings, root canal treatment, extractions, surgical and non-surgical periodontal treatment. Dental Extra Dental Extra Plus Dental Extra Premium
      80% refund 80% refund 80% refund
    Cover includes fillings, root canal treatment, extractions, surgical and non-surgical periodontal treatment.
     
    Dental Extra

    • 80% refund

    Dental Extra Plus

    • 80% refund

    Dental Extra Premium

    • 80% refund

    Major Restorative

    Dentures, crowns, inlays, mouthguard or occlusal splint and implants. Dental Extra Dental Extra Plus Dental Extra Premium
      50% refund 50% refund 50% refund
    Dentures, crowns, inlays, mouthguard or occlusal splint and implants.
     
    Dental Extra

    • 50% refund

    Dental Extra Plus

    • 50% refund

    Dental Extra Premium

    • 50% refund

    Orthodontic Treatment

    This benefit is for dependants aged 17 and under Dental Extra Dental Extra Plus Dental Extra Premium
      50% Refund Up to £750 / $1,125 / €1,125 per Year of Insurance 50% Refund Up to £1,000 / $1,500 / €1,500 per Year of Insurance 50% Refund Up to £1,000 / $1,500 / €1,500 per Year of Insurance
    This benefit is for dependants aged 17 and under
     
    Dental Extra

    • 50% Refund Up to £750 / $1,125 / €1,125 per Year of Insurance

    Dental Extra Plus

    • 50% Refund Up to £1,000 / $1,500 / €1,500 per Year of Insurance

    Dental Extra Premium

    • 50% Refund Up to £1,000 / $1,500 / €1,500 per Year of Insurance

    Vision

    Enhance cover for your employees with an additional vision plan, providing complete vision care with annual eye examinations and expenses for lenses, frames and prescription sunglasses.

    Your Overall Limit

    Limit: Vision Extra Vision Extra Plus
      Up to £250 / $375 / €375 per year of insurance £350 / $525 / €525 per year of insurance
    Limit:
     
    Vision Extra

    • Up to £250 / $375 / €375 per year of insurance

    Vision Extra Plus

    • £350 / $525 / €525 per year of insurance

    Corrective Eye Surgery

    Corrective Eye Surgery Vision Extra Vision Extra Plus
    Laser eye surgery Not covered  Up to £1,300 / $2,000 / €2,000 per year of insurance
    Corrective Eye Surgery: Laser eye surgery
     
    Vision Extra

    • Not covered 

    Vision Extra Plus

    • Up to £1,300 / $2,000 / €2,000 per year of insurance

    Life and Protection Solutions

    Offering holistic coverage that includes life and protection plans can help to support the whole health of your employees and ensure their families are well prepared and looked after, no matter what. We have a range of leading solutions to help you do just that.

    Life Protection

    Pays a lump sum in case of natural (health related) death as well as in case of death due to an accident.

    Accidental Death & Disability Protection

    Pays a lump sum in case of death or disability caused by an accident.

    Permanent Disability Protection

    Pays a lump sum in case of a permanent (total or partial) disability resulting from an illness or accident.

    Explore

    At Cigna Healthcare, we care about the health of your people and business. Explore our experts’ tips and advice dedicated to help your business, team, and people grow in health.

    How international employee health insurance improves retention and productivity

    In today's rapidly evolving global marketplace, attracting and retaining top talent is more challenging than ever for small businesses. This is especially true for global employers, who face unique challenges.

    Find out more

    Understanding Employee Assistance Programmes (EAP)

    There’s an expectation for businesses to step up and help their employees cope with the pressures of everyday life and managing their mental health. And that’s what an Employee Assistance Programme does.

    Find out more

    Stay Prepared with Medical Repatriation Coverage

    When your company has employees working abroad, it's critical to make sure you provide accessible, quality health care and stay one step ahead of potential risks.

    Find out more

    © Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

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