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    Cigna Inspire

    For companies based in Europe, Switzerland, or UK

    Cigna Inspire: Designed to adapt to the needs of the global workforce

    With Cigna Inspire, global employers have peace of mind, knowing that the health and vitality of their global employees is in safe hands.

    Global healthcare access, built around your employees. Speak to our team to learn more.

    Speak to our team
    greenLeaf

    Why choose Cigna Inspire for your business?

    International cover, local expertise

    Convenience for employers & employees

    Supporting health & vitality

    Multiple ways to personalise your plan
    Cigna Leaf

    Global health solutions built around your needs

    Cigna Inspire offers our highest level of cover for organisations sending employees on long-term assignments.

    With flexible solutions, employers can build a plan to suit the unique needs of the workforce while keeping costs within budget. Comprehensive core cover as standard ensures employees receive fast and reliable access to quality treatment and support abroad. And it’s there for their family, too.


    Get a quote
    greenLeaf

    Cigna Inspire: healthcare support for a diverse workforce

    Three plan levels

    Designed for today’s global workforce, Cigna Inspire offers flexible, inclusive healthcare worldwide, with three levels of cover to support changing international assignments and access quality care when needed.

    Integrated health solutions

    Expanded mental health programmes complement insured benefits through virtual Headspace support, alongside proactive health initiatives and integrated collaboration with Carrot - bringing together fertility, family‑building and wellbeing support in one connected approach.

    Enhanced benefits, higher limits

    Enhanced medical, dental and vision plans add benefits like gut health testing and mole mapping, with higher coverage limits for mental health and wellness - providing greater protection and consistent quality care.

    Diversity, Equity & Inclusion enhancements

    Expanded coverage introduces developmental therapy, broader therapy options including Chinese medicine and Ayurveda, and increased preventive support through earlier bowel cancer screening and expanded vaccine eligibility.

    Clarity and support, built in

    Building on our strong customer experience, updated benefits tables and enhanced guides clarify coverage and support, helping members better understand, navigate, and maximise their benefits with greater confidence.

    Optional extras

    3 levels of optional Dental cover, 2 levels of Vision cover, and 2 levels of Life and Protection Solutions, all designed to support whole health.

    What sets Cigna Inspire apart?

    At Cigna Healthcare, our mission is to empower employers to make the best choices for complete peace of mind to help improve the health and vitality of their employees.

    Our Cigna Inspire plans are designed to meet the evolving needs of many types of employees, including global assignees and their families on short or long term assignments.

    To discuss Cigna Inspire with one of our team, request a quote, and we'll be in touch soon.

    Cigna Inspire International Health plans

    With the enhanced Cigna Inspire product, global employers have peace of mind, knowing that the health and vitality of their global employees is in safe hands.

    EssentialCare

    Core cover combined with additional ‘flex’ options for out-patient, maternity and wellness services.

    • In-patient treatment

    • Evacuation & repatriation

    • Pandemic cover

    • Mental health care

    • Virtual support programmes

    • Choose from 3 levels of cover for: Outpatient treatment, Maternity care, Wellness

    ExecutiveCare

    Enhanced core cover that includes out-patient, maternity care and wellness services as standard.

    • In-patient treatment

    • Evacuation & repatriation

    • Pandemic cover

    • Mental health care

    • Outpatient treatment

    • Maternity care

    • Wellness

    • Virtual support programmes

    EliteCare

    An established global health solution with our most extensive benefit offering.

    • In-patient treatment

    • Evacuation & repatriation

    • Pandemic cover

    • Mental health care

    • Outpatient treatment

    • Maternity care

    • Expanded Wellness

    • Virtual support programmes

    • Fertility cover

    How Cigna Healthcare helps

    Our quality plan options, personalised health care support, and low costs, provide you with access to the expertise and care you need, when you need it.

    Pre-departure

    Medical Assessment

    A vital step to ensure your employees and their families are in the best possible health before they leave for an assignment.

    Guided Health Advisor

    A valuable tool to assist your employee’s and their families to manage their health care prior to and during their assignment to help avoid medical emergencies.

    Early assignment

    Life & Protection Solutions

    Our LPS solutions provide peace of mind to your employees and their loved ones thanks to a suite of protection options that cover all eventualities, from loss of income to loss of life.

    International Employee Assistance Programme (IEAP)

    Telephonic and/or face-to-face mental health support for employees and their families, and support with practical issues (such as relocation, travel, childcare and purchasing a new home) as well as legal and financial concerns.

    Health Risk Assessment

    Takes into consideration the wide range of areas affecting the health of globally mobile employees. The assessment links employees to other well-being programmes, where appropriate.

    Make One Small Change

    Consisting of five pillars: Resilience, Nutrition, Movement, Sleep, and Tobacco, the programme helps employees identify their goals, motivations and barriers to build lasting change, one small step at a time.

    During assignment

    Global Telehealth

    Access to doctors by phone or video for non-emergency health issues from anywhere in the world. Available 24/7 to employees and dependant family members on the plan.

    Clinical Services

    If a medical condition arises, our experienced clinical team is ready to assist your employees with specialist support.

    Pandemic, epidemic and infectious illness.

    Peace of mind for employees living overseas during challenging times, with coverage that includes treatment, testing and the shipment of prescription drugs.

    Mental health care

    From acute conditions to everyday stress and anxiety, protecting your employees’ mental health can go a long way towards helping them stay at the top of their game while on assignment.

    Preventative care

    Advanced routine exams, cancer screenings and genetic testing.

    Fertility support

    Together, Cigna Healthcare and Carrot provide personalised fertility, family-building and hormonal health support, with care tailored to each employee’s needs and evolving throughout their journey.

    End of assignment

    Transition back into local healthcare

    We look after your employees’ health and well-being right up until the moment they transition back into local healthcare.

    Additional cover

    Cigna Inspire Health Plans offer additional cover when you need it most.

    • Coverage for Dental, Vision, Life and Protection services
    • Typically come with affordable monthly premiums

    Frequently Asked Questions

    What is the minimum number of employees required to set up a group scheme?

    Cigna international health plans require a minimum of 2 employees.

    What are your underwriting terms?

    Groups of 5 or more employees will be quoted with Medical History Disregarded. Groups of less than 5 employees will receive a short moratorium on any pre-existing conditions. Please speak to our sales team for further information.

    What is CignaLinks®?

    CignaLinks® is our extensive global network ensuring easy access to high quality care with direct pay arrangements, discounted rates and full compliance with local regulations.

    How to make a claim?

    Members can submit and track claims via Cigna Envoy. Take and upload a picture and avoid the paperwork!

    Explore

    Our quality plan options, personalized health care support, and low costs, provide you with access to the expertise and care you need, when you need it.

    Need help choosing a plan?

    Our expert advisors are on hand to help. Get in touch with our teams to learn more about our health solutions.

    Get a quoteContact us

    One global clinical approach

    Our global clinical approach supports our customers wherever they are in the world. At its core, we bring together our integrated clinical programmes, simpler and smarter access to care, and deep clinical expertise.

    Find out more

    Cigna Healthcare & Headspace

    Cigna Healthcare & Headspace team up to let members address their issues, when, where and however suits them. The mental healthcare revolution starts now.

    Find out more

    Disclaimer

    This material is co-branded by Cigna Healthcare and Headspace. Insurance coverage is provided solely by Cigna Healthcare. Headspace provides access to mental health support services, which are delivered independently of Cigna Healthcare. Cigna Healthcare does not assume any responsibility for the provision or quality of such services. For any medical or mental health emergencies, please contact a qualified health care professional immediately.

    2.4 million hospitals and healthcare professionals is data from the GHB Network analysis of February 2025. Subject to change.

    © Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.

    Our Policies are underwritten by Cigna Global Insurance Company Limited, a private limited company under Guernsey Law, with registered address office at PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernsey, GY1 4ET, and company number 41925. Cigna Global Insurance Company Limited is authorised and regulated by the Guernsey Financial Services Commission for the conduct of insurance business in Guernsey.

    This communication is being issued and/or distributed by Cigna Insurance Management Services (DIFC) Limited which is regulated by the Dubai Financial Services Authority.

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