Search Contact us Menu
  • Types of Cover

    Individuals & Families

    Where We Cover

    Top Destinations We Cover
    Resources

    For Members

  • Our Plans

    Employers

    For Members

  • Our Plans

    IGO/NGO & Government

    For Members

  • Health Blog

    Topics

  • Individuals & Families

  • Employers

  • IGO/NGO & Government

  • Health Blog

  • For Providers
  • For Brokers

  • HomeHealth BlogExpat Culture

    7 things to know and understand about expat life

    7 things to know and understand about expat life

    Published on 02 Nov 2018

    Becoming an expat shapes your personality as it takes you through a journey of life struggles and challenges.

    Expat living in New York

    Every expat goes through very particular circumstances, but there are certain things that almost all of them will have experienced.

    We have gathered the list of the top 7 things only expats understand, take a look: 

    Expat Immigration - Things to consider about the immigration process

    expat life

    From understanding immigration laws, to getting a Police Clearance Certificate or sorting a full medical examination – the requirements and all the paperwork that may be involved in the process of obtaining a visa or work permit can be really exhausting. 

    If you’re one of the many expats that have been through this, you probably wish there was an easier way to getting your visa renewal, or that a permanent residency didn’t take so much of your time waiting and filling forms. Not to mention the costs.

    On the bright side, once you’ve gone through the never-ending immigration process and you get your papers, you feel an incredible sense of achievement – one that only expats can understand.

    Expat Lifestyle - How your diet may change as an expat

    Once you’ve left your home country, you start missing things in a way you probably didn’t expect. Food is usually one of these things. Finding your favorite food is almost impossible.

    For most expats, and depending on their new location, it becomes a matter of trying some new questionable food, and learning to love the local cuisine. If you’re lucky, you’ll eventually find a specialist import shop that sells products from your home country.

    Expat Living - Some routines can become more challenging

    When you’ve just arrived in a new country, doing your grocery shopping is not anymore the easy thing you could do in your spare 15 minutes – not only can you be confused about where to go, but you may find yourself not knowing what you should buy. And once you’ve done it, you may realize you don’t actually know how to cook what you bought.

    Expats living in a country with an unfamiliar language can easily find the simplest things considerably more complicated: asking for information, buying the food you want or finding medicine in a pharmacy; suddenly become very challenging tasks.

    Expat Values - How simple things may take on a new meaning as an expat

    settling abroad

    Expat life can make you change some of your priorities and value things differently – the more you move, the more you realize you don’t need to have so many ‘things’, especially when these things will involve extra packing and shipping. At the same time, you start to really value the simplest things, like the first time you managed to order a meal in your new language.

    Similarly, while it wasn’t particularly a big deal before to see a close friend or family member – the day you’re abroad and anyone comes from home to visit you can easily become the best day of your life.

    Expat Health - Healthcare can be vitally important

    Wherever you are, ensuring you’re covered for healthcare is vital. Getting ill is bad enough, but when you’re abroad it can be 10 times worse – you can feel you’re dealing with a disease that you’d never heard about, or be conflicted about visiting a doctor that will not speak your language.  In addition to this, there’s the whole understanding of how the healthcare system works in your new location.

    In many cases, expats opt for international health insurance, which can ease much of the stress; attend your queries in a familiar language, and ensure you can be treated whenever it’s needed. We at Cigna Global IPMI offer plans specifically designed for expats that can be tailored to individual needs.

    Expat Changes - People back home may see you differently

    Try not to take offense; to the eyes of others, you may be really 'blessed' to be living in some exotic destination, and the photos you’ve posted on your social network may be giving the impression that you’re living the good life.

    Expats can be stereotyped and perceived as rich individuals or just extremely happy. But the truth is that everyone is different; a person can move to another country for many different reasons, and experience very different things. Expat life involves struggles and it can often be isolating. Moving abroad can bring a mix of emotions, cultural changes and paperwork, and it can take quite some time for expats to properly relax and enjoy life abroad.

    Expat Journey - At the end, it’s all worth it

    Despite all the difficulties and the hard times you’ve been through in your expat journey, you may feel that you wouldn’t want it any other way – and that being an expat is worth the struggles. Settling abroad fills you with confidence and a great sense of achievement; it makes you a more adaptable individual and stronger towards change and future challenges.


    Related articles

    Expat Culture

    Countries Where People Live the Longest

    The territory of Hong Kong came in 1st place in the life expectancy ranking, followed by Japan in the 2nd place, and Spain in 3rd.

    Expat Culture

    Expat Culture and Customs

    Adapting to a different culture and people’s attitudes is part of the challenge of moving abroad. Read through our tips to get an idea of the importance of cultural awareness and to find out about resources that support expat communities.

    © 2025 Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.