Vietnam is a popular destination for expats and travellers alike. This south-eastern nation offers a low cost of living, jaw-dropping landscapes, vibrant cities and booming opportunities in a range of industries and careers.
Private healthcare is a prerequisite for life in Vietnam. Though there is a public system, facilities are hard to come by, particularly in many rural areas. Protect your health and your finances with expat health insurance cover in Vietnam.
Read on to find out more about expat medical insurance in Vietnam with Cigna Healthcare.
Vietnam’s medical system is a combination of both private and public hospitals and medical services. Due to the lack of public facilities across much of rural Vietnam, most of the population opts for private healthcare. While not mandatory, it’s encouraged for expats to have health insurance in Vietnam.
Pros and cons of using Vietnam's local healthcare system
| Public | Private |
|---|---|
| An affordable option if you can access facilities. | Offers shorter wait times. |
| Rural areas can be lacking in healthcare options, with reduced or non-existent facilities. | Usually, a better standard of care than public facilities. |
| Multilingual staff speak English and French. | |
| You may find that hospitals charge higher fees for expats, making medical insurance a necessity. |
Non-residents can face higher fees in many private facilities, making expat health insurance in Vietnam essential. You’ll also be expected to pay into the compulsory social security cover while you live in Vietnam. This applies to all expats with work permits, practice certificates or licences and the total charge depends on your salary.
Private care is usually of better quality, with more treatment options and multilingual doctors. You may also find that private is the only option in some rural and remote areas, meaning insurance is effectively a requirement if you want to access medical care.
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The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.
Annual Benefit Limit: $1,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Newborn care cover
Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.
Annual Benefit Limit: $2,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Access to our Safe Travel app
Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.
Annual Benefit Limit: Paid in full
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Mental and Behavioural Health care paid in full
Access to our Safe Travel app
With Cigna Healthcare creating a personalised international health insurance plan that covers you and your family wherever you go is easy.
No, currently there is a charge for most treatments at both public and private facilities. Prices differ depending on your status as a resident or non-resident and can also be based on your salary and other allowances.
Finding a local facility can be tough if you don’t know the area. Get in touch with our market-leading Customer Care Team as soon as you require treatment, and we can help you find a suitable facility in your neighbourhood.
Depending on your home nation and medical history, it can be good practice to get a few inoculations before you arrive in Vietnam. You may want to consider the following:
• Tetanus
• Diphtheria
• Hepatitis A/B
• Rabies
• Typhoid
• Japanese Encephalitis