Egypt

International Health Insurance in Egypt

Steeped in history and glorious sunshine, Egypt is a popular spot for tourists and expats alike.

With a prosperous tourism industry, fantastic architecture and wonderfully warm weather, this north African nation has a burgeoning population of foreign nationals.

You’ll want peace of mind that your health is protected while you enjoy everything life has to offer here. However, private healthcare can come with a hefty price tag, so having medical insurance in Egypt is essential.

Read on to find out more about health insurance and how to tailor your own package with Cigna.

How does the healthcare system work in Egypt?

Healthcare in Egypt is split into two sectors – public and private. However, the public sector is generally poorly funded, and most expats opt to use the higher-quality private healthcare system.

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Pros and cons of using Egypt’s health system


Pros

  • Public healthcare is available to nationals free of charge.
  • Private healthcare professionals are used to treating expats and will typically speak good English.

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Cons

  • The public healthcare system is poorly funded and understaffed.
  • Private healthcare is expensive.

What’s the difference between public and private healthcare in Egypt?

Public Private
Government funded and free-of-charge for Egyptian nationals. Funded through fees for services and treatments.
Can be poorly funded or with small treatment pools in more rural areas. Usually better funded and with wider treatment access.

 

How can international health insurance help you in Egypt?

While public healthcare is free, this doesn’t always apply to expats or tourists. Plus, with the higher quality of private healthcare, many people prefer to use medical insurance in Egypt to help cover any medical bills they incur while in the country.
Depending on the package you choose, your insurance could cover the cost of:

  • Overnight hospital stays
  • Ambulance transport
  • Evacuation to another country for medical care
  • Surgeries
  • Prescriptions
  • GP appointments.

Choosing your international health insurance

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Choose your plan

Compare plans and find a flexible package to suit your needs.


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Cigna Global Health Options Plans

Silver

Worldwide or worldwide excluding USA cover

$1,000,000

Annual benefit limit

Overview

The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.

Available additional modules:
  • Outpatient
  • Evacuation and Crisis Assistance Plus™
  • Health and Wellbeing
  • Vision and Dental
  • Core hospitalisation cover overview:

    • Annual benefit limit: $1,000,000
    • Inpatient and daypatient treatment
    • Private room
    • Full cancer care
    • Newborn care cover

    Gold

    Worldwide or worldwide excluding USA cover

    $2,000,000

    Annual benefit limit

    Overview

    Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.

    Available additional modules:
  • Outpatient
  • Evacuation and Crisis Assistance Plus™
  • Health and Wellbeing
  • Vision and Dental
  • Core hospitalisation cover overview:

    • Annual benefit limit: $2,000,000
    • Inpatient and daypatient treatment
    • Private room
    • Full cancer care
    • Inpatient Maternity

    Platinum

    Worldwide or worldwide excluding USA cover

    Paid in full

    Annual benefit limit

    Overview

    Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.

    Available additional modules:
  • Outpatient
  • Evacuation and Crisis Assistance Plus™
  • Health and Wellbeing
  • Vision and Dental
  • Core hospitalisation cover overview:

    • Annual benefit limit: Paid in full
    • Inpatient and daypatient treatment
    • Private room
    • Full cancer care
    • Inpatient Maternity
    • Mental and Behavioural Health care paid in full

    Cigna Close Care℠ Plan

    Close Care

    Country of residence + Country of nationality

    $500,000

    Annual benefit limit

    Overview

    An essential health plan created for those who need coverage only in their country of residence, and their country of nationality.

    Available additional modules:
  • Outpatient and Wellness Care
  • Dental Care and Treatment
  • Core hospitalisation cover overview:

    • Annual benefit limit: $500,000
    • Condition limit: $250,000
    • Inpatient and daypatient treatment
    • Semi-private room
    • Full cancer care

    Why choose Cigna for health insurance in Egypt?

    • Medical support in over 192 countries with access to over 1.5m leading health professionals across the globe.
    • We offer 24/7 multilingual service for customers throughout Egypt. Our staff can help you deal with the variety of regional languages you might encounter.
    • A range of tools and industry-leading services to help you make the most of your life in Egypt.
    • Our plans are flexible and can be altered to suit your budget, with adjustable coverage for specific issues that you may have.

    Get a quote today
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    FAQs

    You may want to consider vaccinations for diseases and illness that you may be at risk of while in Egypt. This can include hepatitis A/B, typhoid, rabies, polio and Covid-19.

    If you live in Egypt as a foreign-national retiree, you’ll be expected to contribute 2% of your monthly pension payments to access the state-backed insurance system.

    You can choose the currency you’d like to be reimbursed in, whether that’s Egyptian Pound (EGP), USD or EUR. We offer reimbursement in up to 125 currencies.

    Yes, inpatient treatment is covered under most of our core packages. Overnight hospital stays, or daytime treatment are both included.