couple having tea on terrace

UAE Specialised Health Plans in Detail

The Cigna Healthguard℠ plan comprises of three distinct levels of core cover with the option to add extra modules to maximise your benefits. Create a plan to suit your needs and get a quote in just two minutes.

About our Cigna Healthguard℠ plans

Preventative Care

Manage your health and well-being with our routine physical examinations, vaccinations, and variety of health screenings including cancer and diabetes – all included in your core cover.

Maternity Care

As part of the core cover, we provide cover for routine maternity, outpatient maternity, new born care, and more, up to the DHA minimum benefit.

Medical Evacuation and Repatriation

We provide coverage for reasonable transportation costs to the nearest medical facility in an emergency if the treatment is not available locally.

Cigna Healthguard℠ plans in detail

Please note benefit limits displayed in USD ($) are for illustrative purposes only and have been rounded.

Annual overall benefit - maximum per beneficiary per period of coverRegionalInternationalInternational Plus

Includes all inpatient, daypatient and outpatient treatment.

AED 2,750,000 ($750,000)

AED 7,350,000 ($2,000,000)

Unlimited

Annual overall benefit - maximum per beneficiary per period of cover

    Includes all inpatient, daypatient and outpatient treatment.

Regional
  • AED 2,750,000 ($750,000)

International
  • AED 7,350,000 ($2,000,000)

International Plus
  • Unlimited

Healthcare provider network in the UAERegionalInternationalInternational Plus

Select your Network Tier from the 4 choices:

General
General Plus
Comprehensive excluding American Hospital Dubai (AHD)
Comprehensive

General
General Plus
Comprehensive excluding American Hospital Dubai (AHD)
Comprehensive

General
General Plus
Comprehensive excluding American Hospital Dubai (AHD)
Comprehensive

Network of healthcare providersRegionalInternationalInternational Plus

Direct payment to providers in the UAE
Out of network penalty in the UAE - 20%

Direct payment to providers in the UAE
Out of network penalty in the UAE and the USA - 20%

Direct payment to providers in the UAE
Out of network penalty in the UAE and the USA - 20%

USA area of coverage optionRegionalInternationalInternational Plus

Not applicable

Worldwide excluding the USA or;
Worldwide including the USA

Worldwide excluding the USA or;
Worldwide including the USA

Out of Area Emergency CoverRegionalInternationalInternational Plus

AED 180,000 ($50,000)

AED 280,000 ($75,000)
Not applicable if you have selected Worldwide including the USA coverage option.

AED 500,000 ($135,000)
Not applicable if you have selected Worldwide including the USA coverage option.

Healthcare provider network in the UAE

    Select your Network Tier from the 4 choices:

Regional
  • General
    General Plus
    Comprehensive excluding American Hospital Dubai (AHD)
    Comprehensive

International
  • General
    General Plus
    Comprehensive excluding American Hospital Dubai (AHD)
    Comprehensive

International Plus
  • General
    General Plus
    Comprehensive excluding American Hospital Dubai (AHD)
    Comprehensive

Network of healthcare providers
    Regional
    • Direct payment to providers in the UAE
      Out of network penalty in the UAE - 20%

    International
    • Direct payment to providers in the UAE
      Out of network penalty in the UAE and the USA - 20%

    International Plus
    • Direct payment to providers in the UAE
      Out of network penalty in the UAE and the USA - 20%

    USA area of coverage option
      Regional
      • Not applicable

      International
      • Worldwide excluding the USA or;
        Worldwide including the USA

      International Plus
      • Worldwide excluding the USA or;
        Worldwide including the USA

      Out of Area Emergency Cover
        Regional
        • AED 180,000 ($50,000)

        International
        • AED 280,000 ($75,000)
          Not applicable if you have selected Worldwide including the USA coverage option.

        International Plus
        • AED 500,000 ($135,000)
          Not applicable if you have selected Worldwide including the USA coverage option.

        Hospital charges for:RegionalInternationalInternational Plus

        Nursing care, accommodation on a private room basis for inpatient and daypatient treatment and recovery room including emergency treatment.

        Paid in full
        Standard private room

        Paid in full
        Standard private room

        Paid in full
        Standard private room

        Hospital charges for:RegionalInternationalInternational Plus

        Operating theatre, prescribed medicines, drugs and dressings and surgeon’s and anaesthetists fees on an inpatient and daypatient basis.

        Paid in full

        Paid in full

        Paid in full

        Intensive CareRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Surgeons’ and Anaesthetists’ feesRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Specialists’ consultation feesRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Companion Accommodation (per night)RegionalInternationalInternational Plus

        AED 100 ($28)

        AED 100 ($28)

        AED 200 ($56)

        Hospital accommodation for a parent or legal guardian (per night)RegionalInternationalInternational Plus

        AED 500 ($135)

        AED 1,000 ($270)

        Paid in full

        Transplant services for organ, bone marrow and stem cell transplantsRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Kidney dialysisRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Pathology, radiology and diagnostic testsRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Advanced medical imagingRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        RehabilitationRegionalInternationalInternational Plus

        AED 9,000 ($2,500)

        AED 18,000 ($5,000)

        Paid in full

        Home nursingRegionalInternationalInternational Plus

        AED 9,000 ($2,500)

        AED 18,000 ($5,000)

        Paid in full

        PhysiotherapyRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Local road and air ambulance servicesRegionalInternationalInternational Plus

        Paid in full (Road only)

        Paid in full

        Paid in full

        Hospice and palliative careRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Internal prosthetic devices/ surgical and medical appliancesRegionalInternationalInternational Plus

        AED 150,000 ($41,000)

        Paid in full

        Paid in full

        External prosthetic devices/ surgical and medical appliancesRegionalInternationalInternational Plus

        AED 10,000 ($2,700)

        AED 15,000 ($4,100)

        Paid in full

        Inpatient cash benefit (per night)RegionalInternationalInternational Plus

        AED 400 ($100)

        AED 600 ($150)

        AED 900 ($250)

        Emergency dental and gum treatmentRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Emergency mental health careRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Non-emergency mental health careRegionalInternationalInternational Plus

        AED 5,500 ($1,500)

        AED 7,500 ($2,000)

        AED 7,500 ($2,000)

        Cancer careRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Cancer preventative surgeryRegionalInternationalInternational Plus

        AED 36,500 ($10,000)
        30% Co-Pay applies

        AED 66,000 ($18,000)
        20% Co-Pay applies

        AED 66,000 ($18,000)
        10% Co-Pay applies

        Routine maternity, childbirth and elective caesareanRegionalInternationalInternational Plus

        10% mandatory Co-Pay applies

        AED 7,000 ($1,900)

        AED 7,000 ($1,900)

        AED 7,000 ($1,900)

        Medically necessary caesarean and complications arising from maternity and childbirth (non-life threating)RegionalInternationalInternational Plus

        10% mandatory Co-Pay applies

        AED 10,000 ($2,700)

        AED 10,000 ($2,700)

        AED 10,000 ($2,700)

        Complications arising from maternity and childbirth (Treatment for life threating maternity conditions) and medically necessary terminationRegionalInternationalInternational Plus

        Paid in full

        Paid in full

        Paid in full

        Newborn CareRegionalInternationalInternational Plus

        AED 150,000 ($41,000)
        Up to and including 30 days from newborn's birth

        AED 150,000 ($41,000)
        Up to and including 30 days from newborn's birth

        AED 150,000 ($41,000)
        Up to and including 30 days from newborn's birth

        Congenital conditions and birth defects (life threatening)RegionalInternationalInternational Plus

        AED 150,000 ($41,000)

        AED 150,000 ($41,000)

        AED 150,000 ($41,000)

        Hospital charges for:

          Nursing care, accommodation on a private room basis for inpatient and daypatient treatment and recovery room including emergency treatment.

        Regional
        • Paid in full
          Standard private room

        International
        • Paid in full
          Standard private room

        International Plus
        • Paid in full
          Standard private room

        Hospital charges for:

          Operating theatre, prescribed medicines, drugs and dressings and surgeon’s and anaesthetists fees on an inpatient and daypatient basis.

        Regional
        • Paid in full

        International
        • Paid in full

        International Plus
        • Paid in full

        Intensive Care
          Regional
          • Paid in full

          International
          • Paid in full

          International Plus
          • Paid in full

          Surgeons’ and Anaesthetists’ fees
            Regional
            • Paid in full

            International
            • Paid in full

            International Plus
            • Paid in full

            Specialists’ consultation fees
              Regional
              • Paid in full

              International
              • Paid in full

              International Plus
              • Paid in full

              Companion Accommodation (per night)
                Regional
                • AED 100 ($28)

                International
                • AED 100 ($28)

                International Plus
                • AED 200 ($56)

                Hospital accommodation for a parent or legal guardian (per night)
                  Regional
                  • AED 500 ($135)

                  International
                  • AED 1,000 ($270)

                  International Plus
                  • Paid in full

                  Transplant services for organ, bone marrow and stem cell transplants
                    Regional
                    • Paid in full

                    International
                    • Paid in full

                    International Plus
                    • Paid in full

                    Kidney dialysis
                      Regional
                      • Paid in full

                      International
                      • Paid in full

                      International Plus
                      • Paid in full

                      Pathology, radiology and diagnostic tests
                        Regional
                        • Paid in full

                        International
                        • Paid in full

                        International Plus
                        • Paid in full

                        Advanced medical imaging
                          Regional
                          • Paid in full

                          International
                          • Paid in full

                          International Plus
                          • Paid in full

                          Rehabilitation
                            Regional
                            • AED 9,000 ($2,500)

                            International
                            • AED 18,000 ($5,000)

                            International Plus
                            • Paid in full

                            Home nursing
                              Regional
                              • AED 9,000 ($2,500)

                              International
                              • AED 18,000 ($5,000)

                              International Plus
                              • Paid in full

                              Physiotherapy
                                Regional
                                • Paid in full

                                International
                                • Paid in full

                                International Plus
                                • Paid in full

                                Local road and air ambulance services
                                  Regional
                                  • Paid in full (Road only)

                                  International
                                  • Paid in full

                                  International Plus
                                  • Paid in full

                                  Hospice and palliative care
                                    Regional
                                    • Paid in full

                                    International
                                    • Paid in full

                                    International Plus
                                    • Paid in full

                                    Internal prosthetic devices/ surgical and medical appliances
                                      Regional
                                      • AED 150,000 ($41,000)

                                      International
                                      • Paid in full

                                      International Plus
                                      • Paid in full

                                      External prosthetic devices/ surgical and medical appliances
                                        Regional
                                        • AED 10,000 ($2,700)

                                        International
                                        • AED 15,000 ($4,100)

                                        International Plus
                                        • Paid in full

                                        Inpatient cash benefit (per night)
                                          Regional
                                          • AED 400 ($100)

                                          International
                                          • AED 600 ($150)

                                          International Plus
                                          • AED 900 ($250)

                                          Emergency dental and gum treatment
                                            Regional
                                            • Paid in full

                                            International
                                            • Paid in full

                                            International Plus
                                            • Paid in full

                                            Emergency mental health care
                                              Regional
                                              • Paid in full

                                              International
                                              • Paid in full

                                              International Plus
                                              • Paid in full

                                              Non-emergency mental health care
                                                Regional
                                                • AED 5,500 ($1,500)

                                                International
                                                • AED 7,500 ($2,000)

                                                International Plus
                                                • AED 7,500 ($2,000)

                                                Cancer care
                                                  Regional
                                                  • Paid in full

                                                  International
                                                  • Paid in full

                                                  International Plus
                                                  • Paid in full

                                                  Cancer preventative surgery
                                                    Regional
                                                    • AED 36,500 ($10,000)
                                                      30% Co-Pay applies

                                                    International
                                                    • AED 66,000 ($18,000)
                                                      20% Co-Pay applies

                                                    International Plus
                                                    • AED 66,000 ($18,000)
                                                      10% Co-Pay applies

                                                    Routine maternity, childbirth and elective caesarean

                                                      10% mandatory Co-Pay applies

                                                    Regional
                                                    • AED 7,000 ($1,900)

                                                    International
                                                    • AED 7,000 ($1,900)

                                                    International Plus
                                                    • AED 7,000 ($1,900)

                                                    Medically necessary caesarean and complications arising from maternity and childbirth (non-life threating)

                                                      10% mandatory Co-Pay applies

                                                    Regional
                                                    • AED 10,000 ($2,700)

                                                    International
                                                    • AED 10,000 ($2,700)

                                                    International Plus
                                                    • AED 10,000 ($2,700)

                                                    Complications arising from maternity and childbirth (Treatment for life threating maternity conditions) and medically necessary termination
                                                      Regional
                                                      • Paid in full

                                                      International
                                                      • Paid in full

                                                      International Plus
                                                      • Paid in full

                                                      Newborn Care
                                                        Regional
                                                        • AED 150,000 ($41,000)
                                                          Up to and including 30 days from newborn's birth

                                                        International
                                                        • AED 150,000 ($41,000)
                                                          Up to and including 30 days from newborn's birth

                                                        International Plus
                                                        • AED 150,000 ($41,000)
                                                          Up to and including 30 days from newborn's birth

                                                        Congenital conditions and birth defects (life threatening)
                                                          Regional
                                                          • AED 150,000 ($41,000)

                                                          International
                                                          • AED 150,000 ($41,000)

                                                          International Plus
                                                          • AED 150,000 ($41,000)

                                                          A Co-Pay (if selected) applies to all outpatient care benefitsRegionalInternationalInternational Plus

                                                          Choose your Co-Pay option for Outpatient visits:
                                                          0%
                                                          10% up to a maximum of AED 50 ($14) per visit
                                                          20% up to a maximum of AED 100 ($28) per visit

                                                          Choose your Co-Pay option for Outpatient visits:
                                                          0%
                                                          10% up to a maximum of AED 50 ($14) per visit
                                                          20% up to a maximum of AED 100 ($28) per visit

                                                          Choose your Co-Pay option for Outpatient visits:
                                                          0%
                                                          10% up to a maximum of AED 50 ($14) per visit
                                                          20% up to a maximum of AED 100 ($28) per visit

                                                          Consultations with medical practitioners and specialistsRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Surgeons’ and Anaesthetists’ feesRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Outpatient maternityRegionalInternationalInternational Plus

                                                          Paid in full
                                                          Maximum of 8 visits to obstetrician

                                                          Paid in full
                                                          Maximum of 8 visits to obstetrician

                                                          Paid in full
                                                          Maximum of 8 visits to obstetrician

                                                          Kidney dialysisRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Pathology, radiology and diagnostic testsRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Advanced medical imagingRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          PhysiotherapyRegionalInternationalInternational Plus

                                                          Paid in full Maximum of 15 visits

                                                          Paid in full Maximum of 30 visits

                                                          Paid in full

                                                          Osteopathy and chiropractic treatmentRegionalInternationalInternational Plus

                                                          Paid in full up to a combined maximum of 10 visits

                                                          Paid in full up to a combined maximum of 15 visits

                                                          Paid in full

                                                          AcupunctureRegionalInternationalInternational Plus

                                                          AED 3,500 ($1,000)

                                                          Paid in full

                                                          Paid in full

                                                          Emergency dental and gum treatmentRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Restorative speech therapyRegionalInternationalInternational Plus

                                                          AED 9,000 ($2,500)

                                                          AED 18,000 ($5,000)

                                                          Paid in full

                                                          Prescribed drugs and dressingsRegionalInternationalInternational Plus

                                                          AED 9,000 ($2,500)

                                                          AED 18,000 ($5,000)

                                                          Paid in full

                                                          Rental of durable equipmentRegionalInternationalInternational Plus

                                                          AED 9,000 ($2,500)

                                                          AED 18,000 ($5,000)

                                                          Paid in full

                                                          Adult vaccinationsRegionalInternationalInternational Plus

                                                          AED 2,000 ($550)

                                                          AED 7,500 ($2,000)

                                                          Paid in full

                                                          Well child testsRegionalInternationalInternational Plus

                                                          AED 9,000 ($2,500)

                                                          Paid in full

                                                          Paid in full

                                                          Child vaccinations and immunisationsRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Annual routine tests for children aged 15 or youngerRegionalInternationalInternational Plus

                                                          AED 9,000 ($2,500)

                                                          Paid in full

                                                          Paid in full

                                                          Routine adult physical examinationRegionalInternationalInternational Plus

                                                          AED 550 ($150)

                                                          AED 1,100 ($300)

                                                          AED 1,650 ($450)

                                                          Diabetes screeningRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Cancer screeningRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Hepatitis C Virus screeningRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Treatment for accidental hearing lossRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Hearing and vision aids and vision correction by surgeries and laser in a medical emergencyRegionalInternationalInternational Plus

                                                          Paid in full

                                                          Paid in full

                                                          Paid in full

                                                          Preventative dental treatmentRegionalInternationalInternational Plus

                                                          Three (3) months waiting period applies

                                                          AED 550 ($150)

                                                          AED 1,100 ($300)

                                                          AED 1,650 ($450)

                                                          A Co-Pay (if selected) applies to all outpatient care benefits
                                                            Regional
                                                            • Choose your Co-Pay option for Outpatient visits:
                                                              0%
                                                              10% up to a maximum of AED 50 ($14) per visit
                                                              20% up to a maximum of AED 100 ($28) per visit

                                                            International
                                                            • Choose your Co-Pay option for Outpatient visits:
                                                              0%
                                                              10% up to a maximum of AED 50 ($14) per visit
                                                              20% up to a maximum of AED 100 ($28) per visit

                                                            International Plus
                                                            • Choose your Co-Pay option for Outpatient visits:
                                                              0%
                                                              10% up to a maximum of AED 50 ($14) per visit
                                                              20% up to a maximum of AED 100 ($28) per visit

                                                            Consultations with medical practitioners and specialists
                                                              Regional
                                                              • Paid in full

                                                              International
                                                              • Paid in full

                                                              International Plus
                                                              • Paid in full

                                                              Surgeons’ and Anaesthetists’ fees
                                                                Regional
                                                                • Paid in full

                                                                International
                                                                • Paid in full

                                                                International Plus
                                                                • Paid in full

                                                                Outpatient maternity
                                                                  Regional
                                                                  • Paid in full
                                                                    Maximum of 8 visits to obstetrician

                                                                  International
                                                                  • Paid in full
                                                                    Maximum of 8 visits to obstetrician

                                                                  International Plus
                                                                  • Paid in full
                                                                    Maximum of 8 visits to obstetrician

                                                                  Kidney dialysis
                                                                    Regional
                                                                    • Paid in full

                                                                    International
                                                                    • Paid in full

                                                                    International Plus
                                                                    • Paid in full

                                                                    Pathology, radiology and diagnostic tests
                                                                      Regional
                                                                      • Paid in full

                                                                      International
                                                                      • Paid in full

                                                                      International Plus
                                                                      • Paid in full

                                                                      Advanced medical imaging
                                                                        Regional
                                                                        • Paid in full

                                                                        International
                                                                        • Paid in full

                                                                        International Plus
                                                                        • Paid in full

                                                                        Physiotherapy
                                                                          Regional
                                                                          • Paid in full Maximum of 15 visits

                                                                          International
                                                                          • Paid in full Maximum of 30 visits

                                                                          International Plus
                                                                          • Paid in full

                                                                          Osteopathy and chiropractic treatment
                                                                            Regional
                                                                            • Paid in full up to a combined maximum of 10 visits

                                                                            International
                                                                            • Paid in full up to a combined maximum of 15 visits

                                                                            International Plus
                                                                            • Paid in full

                                                                            Acupuncture
                                                                              Regional
                                                                              • AED 3,500 ($1,000)

                                                                              International
                                                                              • Paid in full

                                                                              International Plus
                                                                              • Paid in full

                                                                              Emergency dental and gum treatment
                                                                                Regional
                                                                                • Paid in full

                                                                                International
                                                                                • Paid in full

                                                                                International Plus
                                                                                • Paid in full

                                                                                Restorative speech therapy
                                                                                  Regional
                                                                                  • AED 9,000 ($2,500)

                                                                                  International
                                                                                  • AED 18,000 ($5,000)

                                                                                  International Plus
                                                                                  • Paid in full

                                                                                  Prescribed drugs and dressings
                                                                                    Regional
                                                                                    • AED 9,000 ($2,500)

                                                                                    International
                                                                                    • AED 18,000 ($5,000)

                                                                                    International Plus
                                                                                    • Paid in full

                                                                                    Rental of durable equipment
                                                                                      Regional
                                                                                      • AED 9,000 ($2,500)

                                                                                      International
                                                                                      • AED 18,000 ($5,000)

                                                                                      International Plus
                                                                                      • Paid in full

                                                                                      Adult vaccinations
                                                                                        Regional
                                                                                        • AED 2,000 ($550)

                                                                                        International
                                                                                        • AED 7,500 ($2,000)

                                                                                        International Plus
                                                                                        • Paid in full

                                                                                        Well child tests
                                                                                          Regional
                                                                                          • AED 9,000 ($2,500)

                                                                                          International
                                                                                          • Paid in full

                                                                                          International Plus
                                                                                          • Paid in full

                                                                                          Child vaccinations and immunisations
                                                                                            Regional
                                                                                            • Paid in full

                                                                                            International
                                                                                            • Paid in full

                                                                                            International Plus
                                                                                            • Paid in full

                                                                                            Annual routine tests for children aged 15 or younger
                                                                                              Regional
                                                                                              • AED 9,000 ($2,500)

                                                                                              International
                                                                                              • Paid in full

                                                                                              International Plus
                                                                                              • Paid in full

                                                                                              Routine adult physical examination
                                                                                                Regional
                                                                                                • AED 550 ($150)

                                                                                                International
                                                                                                • AED 1,100 ($300)

                                                                                                International Plus
                                                                                                • AED 1,650 ($450)

                                                                                                Diabetes screening
                                                                                                  Regional
                                                                                                  • Paid in full

                                                                                                  International
                                                                                                  • Paid in full

                                                                                                  International Plus
                                                                                                  • Paid in full

                                                                                                  Cancer screening
                                                                                                    Regional
                                                                                                    • Paid in full

                                                                                                    International
                                                                                                    • Paid in full

                                                                                                    International Plus
                                                                                                    • Paid in full

                                                                                                    Hepatitis C Virus screening
                                                                                                      Regional
                                                                                                      • Paid in full

                                                                                                      International
                                                                                                      • Paid in full

                                                                                                      International Plus
                                                                                                      • Paid in full

                                                                                                      Treatment for accidental hearing loss
                                                                                                        Regional
                                                                                                        • Paid in full

                                                                                                        International
                                                                                                        • Paid in full

                                                                                                        International Plus
                                                                                                        • Paid in full

                                                                                                        Hearing and vision aids and vision correction by surgeries and laser in a medical emergency
                                                                                                          Regional
                                                                                                          • Paid in full

                                                                                                          International
                                                                                                          • Paid in full

                                                                                                          International Plus
                                                                                                          • Paid in full

                                                                                                          Preventative dental treatment

                                                                                                            Three (3) months waiting period applies

                                                                                                          Regional
                                                                                                          • AED 550 ($150)

                                                                                                          International
                                                                                                          • AED 1,100 ($300)

                                                                                                          International Plus
                                                                                                          • AED 1,650 ($450)

                                                                                                          Medical evacuationRegionalInternationalInternational Plus

                                                                                                          Paid in full

                                                                                                          Paid in full

                                                                                                          Paid in full

                                                                                                          Medical repatriationRegionalInternationalInternational Plus

                                                                                                          Paid in full

                                                                                                          Paid in full

                                                                                                          Paid in full

                                                                                                          Repatriation of mortal remainsRegionalInternationalInternational Plus
                                                                                                          Travel costs for accompanying personRegionalInternationalInternational Plus

                                                                                                          Paid in full

                                                                                                          Paid in full

                                                                                                          Paid in full

                                                                                                          Compassionate visits - travel costsRegionalInternationalInternational Plus

                                                                                                          Up to a maximum of 5 trips per lifetime
                                                                                                          Up to the maximum amount shown per period of cover

                                                                                                          AED 3,500 ($1,000)

                                                                                                          AED 4,500 ($1,250)

                                                                                                          AED 4,500 ($1,250)

                                                                                                          Compassionate visits - living allowance costsRegionalInternationalInternational Plus

                                                                                                          Up to the maximum amount shown per day for each visit with a maximum of 10 days per visit

                                                                                                          AED 600 ($150)

                                                                                                          AED 750 ($200)

                                                                                                          AED 750 ($200)

                                                                                                          Medical evacuation
                                                                                                            Regional
                                                                                                            • Paid in full

                                                                                                            International
                                                                                                            • Paid in full

                                                                                                            International Plus
                                                                                                            • Paid in full

                                                                                                            Medical repatriation
                                                                                                              Regional
                                                                                                              • Paid in full

                                                                                                              International
                                                                                                              • Paid in full

                                                                                                              International Plus
                                                                                                              • Paid in full

                                                                                                              Repatriation of mortal remains
                                                                                                                Regional
                                                                                                                  International
                                                                                                                    International Plus
                                                                                                                      Travel costs for accompanying person
                                                                                                                        Regional
                                                                                                                        • Paid in full

                                                                                                                        International
                                                                                                                        • Paid in full

                                                                                                                        International Plus
                                                                                                                        • Paid in full

                                                                                                                        Compassionate visits - travel costs

                                                                                                                          Up to a maximum of 5 trips per lifetime
                                                                                                                          Up to the maximum amount shown per period of cover

                                                                                                                        Regional
                                                                                                                        • AED 3,500 ($1,000)

                                                                                                                        International
                                                                                                                        • AED 4,500 ($1,250)

                                                                                                                        International Plus
                                                                                                                        • AED 4,500 ($1,250)

                                                                                                                        Compassionate visits - living allowance costs

                                                                                                                          Up to the maximum amount shown per day for each visit with a maximum of 10 days per visit

                                                                                                                        Regional
                                                                                                                        • AED 600 ($150)

                                                                                                                        International
                                                                                                                        • AED 750 ($200)

                                                                                                                        International Plus
                                                                                                                        • AED 750 ($200)

                                                                                                                        Need help choosing a plan?

                                                                                                                        We have 24/7 customer support ready for you all year round.
                                                                                                                        Get in touch with us today.

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                                                                                                                        (00971 4 512 7198 if calling from outside UAE)

                                                                                                                        Email us: sales.healthguard@cigna.com