Relocating to Canada?

First-class expat healthcare for your new adventure.

About Cigna Healthcare and Moving2Canada

Canada is well known for having publicly-funded health care, so many newcomers are surprised to learn that not all healthcare in Canada is free. For many years, Cigna and Moving2Canada have partnered to help newcomers fill gaps in coverage and deliver peace of mind, all while driving a shared mission to empower newcomers to succeed.

Cigna is a globally recognized and trusted health services provider, with more than 189 million customer relationships worldwide in over 200 markets and territories.

From new overseas assignees, to seasoned expats, digital nomads, someone who has retired or a student perhaps, Cigna has got your healthcare covered. Cigna specializes in international health insurance for globally mobile individuals, providing healthcare coverage around the world.

Why choose Cigna Healthcare?

Local and Global Coverage

The freedom to access treatment wherever you are, through our worldwide network of over 1.5 million trusted hospitals, clinics and medical professionals.

24/7 Support from Mind and Body

Extensive core cover and the resources, tools and programs to look after your physical health, mental health and emotional wellbeing.

Flexibility, Choice and Portability

Allowing you to create a plan that suits your needs and budget an one that moves with you, in over 200 markets and jurisdictions.

Digital Health at your fingertips

Innovative tools, including the Cigna WellbeingTM app and Global Telehealth for multilingual access to care anytime, from anywhere.

How to create your plan

Creating a comprehensive, tailored plan with Cigna Healthcare is simple.

1. Build a plan to suit your needs and budget, choose between Silver, Gold or Platinum.

Silver

Annual maximum of $1,000,000 for inpatient and daypatient treatment.

  • Private room

  • Full cancer care up to $1,000,000

  • Medical Imaging and scans up to $10,000

  • Rehabilitation, including Physiotherapy, up to $5,000

  • A&E Room Treatment up to $500

  • No inpatient maternity covered

Gold

Annual maximum of $2,000,000 for inpatient and daypatient treatment.

  • Private room

  • Full cancer care up to $2,000,000

  • Medical Imaging and scans up to $15,000

  • Rehabilitation, including Physiotherapy, up to $10,000

  • A&E Room Treatment up to $1,000

  • Newborn care cover up to $75,000

  • Inpatient Maternity up to $7,000

Platinum

Inpatient and daypatient treatment is Paid in Full.

  • Private room

  • Full cancer care

  • Medical Imaging and scans Paid in Full

  • Rehabilitation, including Physiotherapy Paid in Full

  • A&E Room Treatment up to $2,000

  • Newborn care cover up to $156,000

  • Inpatient Maternity up to $14,000

  • Mental & Behavioural Healthcare Paid in Full

SilverGoldPlatinum

Our Silver plan covers day-patient cover, including hospital stays and treatment.

Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.

Geographic coverSilverGoldPlatinum

Worldwide

Worldwide

Worldwide

Overall annual benefitSilverGoldPlatinum

$1,000,000

$2,000,000

Unlimited

Inpatient, day-patient and accommodation costsSilverGoldPlatinum

Private room paid in full

Private room paid in full

Private room paid in full

Cancer careSilverGoldPlatinum

Paid in full

Paid in full

Paid in full

Mental and behavioral healthcareSilverGoldPlatinum

Up to $5,000

Up to $10,000

Paid in full

Maternity careSilverGoldPlatinum

Not included

Routine inpatient maternity cover – paid in full up to $7,000

Routine inpatient maternity cover – paid in full up to $14,000

    Silver
    • Our Silver plan covers day-patient cover, including hospital stays and treatment.

    Gold
    • Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

    Platinum
    • Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.

    Geographic cover
      Silver
      • Worldwide

      Gold
      • Worldwide

      Platinum
      • Worldwide

      Overall annual benefit
        Silver
        • $1,000,000

        Gold
        • $2,000,000

        Platinum
        • Unlimited

        Inpatient, day-patient and accommodation costs
          Silver
          • Private room paid in full

          Gold
          • Private room paid in full

          Platinum
          • Private room paid in full

          Cancer care
            Silver
            • Paid in full

            Gold
            • Paid in full

            Platinum
            • Paid in full

            Mental and behavioral healthcare
              Silver
              • Up to $5,000

              Gold
              • Up to $10,000

              Platinum
              • Paid in full

              Maternity care
                Silver
                • Not included

                Gold
                • Routine inpatient maternity cover – paid in full up to $7,000

                Platinum
                • Routine inpatient maternity cover – paid in full up to $14,000

                Our essential plan covers you in your country of residence and your home country.

                You can also add modules to extend this cover, including dental and wider outpatient care.

                Geographic coverClose Care℠

                Country you’re living in and home country only

                Overall annual benefitClose Care℠

                $500,000 (with $250,000 condition limit)

                Inpatient, day-patient and accommodation costsClose Care℠

                Semi-private room paid in full

                Cancer careClose Care℠

                Paid in full

                Mental and behavioral healthcareClose Care℠

                Not included

                Maternity careClose Care℠

                Not included

                  Our essential plan covers you in your country of residence and your home country.

                  You can also add modules to extend this cover, including dental and wider outpatient care.

                    Geographic cover
                      Close Care℠
                      • Country you’re living in and home country only

                      Overall annual benefit
                        Close Care℠
                        • $500,000 (with $250,000 condition limit)

                        Inpatient, day-patient and accommodation costs
                          Close Care℠
                          • Semi-private room paid in full

                          Cancer care
                            Close Care℠
                            • Paid in full

                            Mental and behavioral healthcare
                              Close Care℠
                              • Not included

                              Maternity care
                                Close Care℠
                                • Not included

                                2. Enhance your protection with optional modules:

                                You have the flexibility to create a health insurance plan that suits your unique needs. In addition to your core International Medical Insurance plan, you can choose to include the following optional modules: 

                                International Outpatient

                                More extensive outpatient care for treatments that don't require an overnight stay in hospital. Including prescribed outpatient drugs and dressings and much more.

                                International Medical Evacuation

                                Medical evacuation in the event that treatment is not available locally in an emergency, as well as repatriation, allowing you to return to their country of habitual residence or nationality.

                                International Health & Well-being

                                Proactively manage your own health. Screen against disease, test against common illnesses and get reassurance with routine physical exams.

                                International Vision & Dental

                                Vision care including an eye test and a wide range of preventative, routine and major dental treatments.

                                3. Manage your premium

                                Our wide range of deductible and cost share options allow you to tailor your plan and have the flexibility to adjust your premium to suit your budget. Choose if you would like to add a deductible or cost share (the voluntary amount you have chosen to pay that's not covered by your plan).

                                A deductible is the amount which you must pay before any claims are covered by your plan.

                                Silver or Gold or Platinum or Close Care

                                Choose your deductible: $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000

                                Cost share is the percentage of each claim not covered by your plan. Available for the International Medical Insurance (Inpatient) and the Outpatient module.

                                Silver or Gold or Platinum or Close Care

                                Choose your cost share percentage: 0% / 10% / 20% / 30%

                                Ready to choose your plan?

                                Start building your plan today or speak to one of our global health insurance experts at a time that suits you.

                                Get a free quote

                                Schedule a call