Relocating to Canada?

First-class expat healthcare for your new adventure.

About Cigna Healthcare and Moving2Canada

Canada is well known for having publicly-funded health care, so many newcomers are surprised to learn that not all healthcare in Canada is free. For many years, Cigna Healthcare and Moving2Canada have partnered to help newcomers fill gaps in coverage and deliver peace of mind, all while driving a shared mission to empower newcomers to succeed.

Cigna Healthcare is a globally recognized and trusted health services provider, with more than 189 million customer relationships worldwide in over 200 markets and territories.

From new overseas assignees, to seasoned expats, digital nomads, someone who has retired or a student perhaps, Cigna Healthcare has got your healthcare covered. Cigna Healthcare specializes in international health insurance for globally mobile individuals, providing healthcare coverage around the world.

Why choose Cigna Healthcare?

Local and Global Coverage

The freedom to access treatment wherever you are, through our global network of over 2 million trusted hospitals, clinics and medical professionals.

24/7 Support from Mind and Body

Extensive core cover and the resources, tools and programs to look after your physical health, mental health and emotional wellbeing.

Flexibility, Choice and Portability

Allowing you to create a plan that suits your needs and budget an one that moves with presence in over 200 markets and territories.

Digital Health at your fingertips

Innovative tools, including the Cigna WellbeingTM app and Global Telehealth for multilingual access to care anytime, from anywhere.

How to create your plan

Creating a comprehensive, tailored plan with Cigna Healthcare is simple.

1. Build a plan to suit your needs and budget, choose between Silver, Gold or Platinum.

Silver

Annual maximum of $1,000,000 for inpatient and daypatient treatment.

  • Private room

  • Full cancer care up to $1,000,000

  • Medical Imaging and scans up to $10,000

  • Rehabilitation, including Physiotherapy, up to $5,000

  • A&E Room Treatment up to $500

  • No inpatient maternity covered

Gold

Annual maximum of $2,000,000 for inpatient and daypatient treatment.

  • Private room

  • Full cancer care up to $2,000,000

  • Medical Imaging and scans up to $15,000

  • Rehabilitation, including Physiotherapy, up to $10,000

  • A&E Room Treatment up to $1,000

  • Newborn care cover up to $75,000

  • Inpatient Maternity up to $7,000

Platinum

Inpatient and daypatient treatment is Paid in Full.

  • Private room

  • Full cancer care

  • Medical Imaging and scans Paid in Full

  • Rehabilitation, including Physiotherapy Paid in Full

  • A&E Room Treatment up to $2,000

  • Newborn care cover up to $156,000

  • Inpatient Maternity up to $14,000

  • Mental & Behavioural Healthcare Paid in Full

Global Health Options plans

Silver Gold Platinum

 

Our Silver plan covers day-patient cover, including hospital stays and treatment.

Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.
Geographic cover

Worldwide

Worldwide

Worldwide
Overall annual benefit

$1,000,000

$2,000,000

Unlimited
Inpatient, day-patient and accommodation costs

Private room paid in full

Private room paid in full

Private room paid in full
Cancer care

Paid in full

Paid in full

Paid in full
Mental and behavioral healthcare

Up to $5,000

Up to $10,000

Paid in full
Maternity care

Not included

Routine inpatient maternity cover – paid in full up to $7,000

Routine inpatient maternity cover – paid in full up to $14,000

2. Enhance your protection with optional modules:

You have the flexibility to create a health insurance plan that suits your unique needs. In addition to your core International Medical Insurance plan, you can choose to include the following optional modules:

International Outpatient

More extensive outpatient care for treatments that don't require an overnight stay in hospital. Including prescribed outpatient drugs and dressings and much more.

International Medical Evacuation

Medical evacuation in the event that treatment is not available locally in an emergency, as well as repatriation, allowing you to return to their country of habitual residence or nationality.

International Health & Well-being

Proactively manage your own health. Screen against disease, test against common illnesses and get reassurance with routine physical exams.

International Vision & Dental

Vision care including an eye test and a wide range of preventative, routine and major dental treatments.

3. Manage your premium

Our wide range of deductible and cost share options allow you to tailor your plan and have the flexibility to adjust your premium to suit your budget. Choose if you would like to add a deductible or cost share (the voluntary amount you have chosen to pay that's not covered by your plan).

Deductible

A deductible is the amount which you must pay before any claims are covered by your plan.

Silver or Gold or Platinum or Close Care

Choose your deductible: $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000

Cost share after deductible

Cost share is the percentage of each claim not covered by your plan. Available for the International Medical Insurance (Inpatient) and the Outpatient module.

Silver or Gold or Platinum or Close Care

Choose your cost share percentage: 0% / 10% / 20% / 30%

Ready to choose your plan?

Start building your plan today or speak to one of our global health insurance experts at a time that suits you.

© 2025 Cigna Healthcare. All rights reserved.

*Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

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