Optional modules to meet your needs

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Choose the right benefits for you

We recognize that every individual's healthcare needs are different, so we know the importance of flexibility and choice when selecting a health insurance plan. Once you have chosen your Silver Health, Gold Health or Platinum Health core cover and your area of coverage, you can also customise your plan further by adding any or all of the five optional modules below. Read on for more details on our Outpatient Medical Treatment, Medical Evacuation and Repatriation, Health and Wellbeing, Vision and Dental; and Mother and Baby Care modules. 

Annual Outpatient benefit maximum per Covered Person per Period of Cover.

This includes claims paid across all sections of the Outpatient Medical Treatment option.

Silver

฿350,000

Gold

฿850,000

Platinum

฿2,500,000 

Consultation with medical practitioners and specialists

Silver

฿3,500 limit per visit
Up to 15 visits per year

Gold

฿8,000 limit per visit
Up to 30 visits per year

Platinum

Paid in full

Prescribed drugs and dressings

Silver

฿16,500

Gold

฿65,000

Platinum

Paid in full

Pathology, radiology and diagnostic tests (excluding advanced medical imaging)

Silver

฿65,000

Gold

฿165,000

Platinum

Paid in full

Physiotherapy treatment

Silver

฿65,000

Gold

฿165,000

Platinum

Paid in full

Restorative speech therapy

Silver

฿65,000

Gold

฿165,000

Platinum

Paid in full

Alternative medicines, osteopathy and chiropractic treatments

Silver

Paid in full
Up to 15 visits 

Gold

Paid in full
Up to 15 visits

Platinum

Paid in full
Up to 30 visits

Rental of durable equipment

Up to a maximum of 45 days per period of cover

Silver

฿65,000

Gold

Paid in full

Platinum

Paid in full

Adult vaccinations

Silver

฿8,000

Gold

Paid in full

Platinum

Paid in full

Well child tests

Payable for children at appropriate age intervals up to age of 6

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

Annual routine tests

Payable for children aged 15 or younger

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

60+ Care

Silver

Not covered

Gold

฿33,000

Platinum

฿66,000

Dental accidents

Silver

฿16,500

Gold

Paid in full

Platinum

Paid in full 

Medical evacuation

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

Medical repatriation

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

Repatriation of mortal remains

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

Travel cost for an accompanying person

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

Compassionate visits - travel costs

Up to a maximum of 5 trips per lifetime.

Silver

฿40,000

Gold

฿40,000

Platinum

฿40,000

Compassionate visits - living allowance costs

Up to a maximum of 10 days per visit.
Up to the total limit shown per covered person per day.

Silver

฿5,000 

Gold

฿5,000 

Platinum

฿5,000 

Routine adult physical examinations

Payable for covered persons aged 18 and older

Silver

฿7,500 

Gold

฿15,000 

Platinum

฿20,000

Pap smear

Silver

฿7,500 

Gold

฿15,000 

Platinum

Paid in full

Prostate cancer screening

Payable for males aged 50 years old or over.

Silver

฿7,500 

Gold

฿15,000 

Platinum

Paid in full

Mammograms for breast cancer screening

• Women aged 35-39: one baseline mammogram for asymptomatic women;
• Women aged 40-49: one mammogram for asymptomatic women every two years;
• Women aged 50 or older: one mammogram each year for asymptomatic women.

Silver

฿7,500 

Gold

฿15,000 

Platinum

Paid in full

Bowel cancer screening

Payable for covered person(s) aged 50 years old or over.

Silver

฿7,500 

Gold

฿15,000 

Platinum

Paid in full

Bone densitometry

Silver

฿7,500 

Gold

฿15,000 

Platinum

Paid in full

Dietetic consultations

Up to 4 consultations with a dietician per period of cover.

Silver

Not covered

Gold

Not covered

Platinum

Paid in full

Life Management Assistance Programme

This programme is available 24 hours a day and gives you access to free, confidential assistance with any work, life, personal or family issue that matters to you.

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

Eye Examination

Silver

฿3,500

Gold

฿7,000

Platinum

Paid in full

Expenses for:

• Spectacle lenses;
• Contact lenses;
• Spectacle frames;
• Prescription sunglasses.

Silver

฿5,000 

Gold

฿5,000 

Platinum

฿10,000 

Annual dental benefit maximum per Covered Person per Period of Cover.

This includes claims paid across all sections of the Dental Treatment option.

Silver

฿40,000 

Gold

฿80,000 

Platinum

฿180,000 

Preventative Dental Treatment

3 month waiting period

Silver

Paid in full

Gold

Paid in full

Platinum

Paid in full

Routine dental treatment

3 month waiting period

Silver

80% refund

Gold

90% refund

Platinum

Paid in full

Major restorative dental treatment

12 month waiting period

Silver

70% refund

Gold

80% refund

Platinum

Paid in full

Orthodontic treatment

Available for covered person aged 18 or younger
18 month waiting period

Silver

40% refund 

Gold

50% refund

Platinum

50% refund

Hospital charges for nursing and accommodation for Mother and Baby Care treatment

12 month waiting period

Silver

Up to ฿8,000 per day
Private standard single room

Gold

Paid in full
Private standard single room

Platinum

Paid in full
Private standard single room

Routine maternity care

12 month waiting period

Silver

฿150,000

Gold

฿230,000

Platinum

฿460,000

Medically necessary caesarean

12 month waiting period

Silver

฿180,000

Gold

฿330,000

Platinum

฿660,000

Home childbirths

12 month waiting period

Silver

฿10,000

Gold

฿16,500

Platinum

฿36,000

Complications arising from maternity (excluding complications from childbirth)

12 month waiting period

Silver

฿82,500

Gold

฿165,000

Platinum

฿330,000

Pre-natal and post-natal care

12 month waiting period

Silver

฿40,000

Gold

฿115,000

Platinum

฿230,000

Routine newborn care

12 month waiting period

Silver

฿16,500

Gold

฿33,000

Platinum

฿66,000

Premature newborn care

12 month waiting period

Silver

฿825,000

Gold

฿2,500,000

Platinum

฿5,000,000

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