Healthy Connect module

me-runnersindubai-default

Our unique optional Modules

In addition to the core medical offering, we offer two unique optional Modules to enhance the Cigna Healthguard plans.

Healthy Connect

The benefits range from comprehensive dental treatment, eye examination, enhanced health screenings and tests, life management assistance and dietetic consultations.

What’s more, we understand that there are times when you would prefer to have treatment in familiar surroundings with family members close by; for those beneficiaries whose country of nationality is not the UAE, Healthy Connect also includes a Return home cash benefit, making it possible to return home, should the need arise.

Healthy Connect cannot be purchased on its own and is required to be purchased for all beneficiaries.

Enhanced adult physical examination

Regional

AED 1,500 ($400)

International

AED 2,000 ($550)

International Plus

AED 3,500 ($1,000)

Screening and tests

Regional

AED 2,750 ($750)

International

AED 5,500 ($1,500)

International Plus

AED 5,500 ($3,000)

Homeopathy, Ayurveda and Chinese medicine

Regional

AED 3,500 ($1,000)

International

Paid in full

International Plus

Paid in full

Dietetic consultations

Regional

AED 1,500 ($400)

International

AED 2,000 ($550)

International Plus

Paid in full

Life management assistance programme

Regional

Paid in full

International

Paid in full

International Plus

Paid in full

Annual benefit - maximum per beneficiary per period of cover

Regional

AED 4,500 ($1,250)

International

AED 11,000 ($3,000)

International Plus

AED 24,000 ($6,550)

Preventative dental treatment

No waiting period applies

Regional

Paid in full

International

Paid in full

International Plus

Paid in full

Routine dental treatment

After the beneficiary has been covered on the Healthy Connect module for 3 months

Regional

Paid in full

International

Paid in full

International Plus

Paid in full

Major restorative dental treatment

After the beneficiary has been covered on the Healthy Connect module for 12 months

Regional

Paid in full 20% Co-Pay applies

International

Paid in full 20% Co-Pay applies

International Plus

Paid in full 20% Co-Pay applies

Orthodontic treatment

After the beneficiary has been covered on the Healthy Connect module for 18 months

Regional

Not covered

International

Paid in full 50% Co-Pay applies

International Plus

Paid in full 50% Co-Pay applies

Routine eye examination

Regional

Paid in full

International

Paid in full

International Plus

Paid in full

Expenses for:

  • Spectacle lenses;
  • Contact lenses;
  • Spectacle frames;
  • Prescription sunglasses;

when all are prescribed by an optometrist or ophthalmologist

Regional

AED 600 ($150)

International

AED 900 ($250)

International Plus

AED 2,000 ($550)

Return home cash benefit

Regional

AED 900 ($250)

International

AED 3,000 ($800)

International Plus

AED 5,500 ($1,500)

Mother and Baby Care

Mother and Baby Care provides enhanced cover for the expectant mother during and after pregnancy.

This includes pre and post natal tests and examinations, routine maternity and homebirth; as well as newborn care and non-life threatening congenital conditions and birth defects, ensuring both mother and baby have access to a more comprehensive cover.

This module can only be purchased upon policy inception or renewal and is only available to eligible females aged between eighteen (18) and forty-three (43) years old.

Routine maternity, childbirth and elective caesarean

After the mother has been covered on the Mother and Baby Care module for 12 months

10% mandatory Co-Pay applies

Regional

AED 18,000 ($5,000)

International

AED 25,500 ($7,000)

International Plus

AED 51,500 ($14,000)

Medically necessary caesarean

After the mother has been covered on the Mother and Baby Care module for 12 months

10% mandatory Co-Pay applies

Regional

AED 18,000 ($5,000)

International

AED 36,500 ($10,000)

International Plus

AED 73,500 ($20,000)

Complications arising from maternity and childbirth (non-life threatening)

After the mother has been covered on the Mother and Baby Care module for 12 months

10% mandatory Co-Pay applies

Regional

AED 150,000 ($41,000)

International

AED 150,000 ($41,000)

International Plus

AED 150,000 ($41,000)

Homebirths

After the mother has been covered on the Mother and Baby Care module for 12 months

Regional

AED 1,000 ($270)

International

AED 2,000 ($550)

International Plus

AED 4,000 ($1,100)

Newborn Care

After the mother has been covered on the Mother and Baby Care module for 12 months

Regional

Paid in full and up to and including 30 days from newborn’s birth.

International

Paid in full and up to and including 30 days from newborn’s birth.

International Plus

Paid in full and up to and including 30 days from newborn’s birth.

Congenital conditions and birth defects (non-life threatening)

After the mother has been covered on the Mother and Baby Care module for 12 months

Regional

AED 36,500 ($10,000)

International

AED 73,500 ($20,000)

International Plus

AED 140,000 ($39,000)

Outpatient Maternity

After the mother has been covered on the Mother and Baby Care module for 12 months

Regional

Paid in full

Maximum of 8 visits to obstetrician

International

Paid in full

Maximum of 12 visits to obstetrician

International Plus

Paid in full

Frequently asked questions about the Healthy Connect optional module

Can I add any individual benefits included in the Healthy Connect module to my core plan?

No, the Healthy Connect benefits including; Wellness, Dental, Vision and Return Home Cash Benefit cannot be purchased on their own. The Healthy Connect option is in addition to the core medical offering and is applicable to all beneficiaries.

What is covered under the Return home cash benefit?

We will pay the reasonable costs, subject to the terms of the plan benefit, for an economy class airfare return journey should the need arise to return home for medically necessary hospital treatment.

What is included in the Dental care benefits?

We will pay for dental care, including; preventative, routine and major restorative treatments up to individual benefit limit and subject to the annual benefit limit per period of cover. A waiting period and Co-Pay applies to some of the benefits.

What is the Cigna Wellbeing App?

The Cigna Wellbeing App is available for free to every Cigna Healthguard customers, regardless of the selection of the Healthy Connect module. The Cigna Wellbeing App provides access to phone and video consultation with medical practitioners as well as online coaching programmes and chronic condition management support. In addition, the Cigna Wellbeing App helps you monitor your health through risk assessments and biometrics tracking.

Cigna protects over 95 million customers worldwide. Join them.

TOP