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  • Our unique Healthy Connect module

    Our unique Healthy Connect module

    In addition to the core medical offering, our Healthy Connect optional module includes a wide range of benefits that will help you take control and pro-actively manage the health and wellbeing of you and your family.

    The benefits range from comprehensive dental care, non-symptomatic health screenings and examinations, medical evacuation in the event treatment is not available locally in an emergency and much more.

    What's more, we understand that there are times when you would prefer to have treatment in a familiar surrounding with family members close by; Healthy Connect also includes a Return home cash benefit, making it possible to return home, should the need arise.

    Healthy Connect cannot be purchased on its own and is applicable to all beneficiaries

    Routine adult physical examinations

    Regional

    AED 1,500 ($400)

    International

    AED 2,000 ($550)

    International Plus

    AED 3,500 ($1,000)

    Screening and tests

    Regional

    AED 5,500 ($1,500)

    International

    AED 11,000 ($3,000)

    International Plus

    Paid in full

    Homeopathy, Ayurveda and Chinese medicine

    Regional

    AED 3,500 ($1,000)

    International

    Paid in full

    International Plus

    Paid in full

    Dietetic consultations

    Regional

    Not covered

    International

    Not covered

    International Plus

    Paid in full

    Life management assistance programme

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Annual benefit - maximum per beneficiary per period of cover

    Regional

    AED 4,500 ($1,250)

    International

    AED 13,000 ($3,550)

    International Plus

    AED 27,500 ($7,500)

    Preventative dental treatment

    No waiting period applies

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Routine dental treatment

    After the beneficiary has been covered on the Healthy Connect module for 3 months

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Major restorative dental treatment

    After the beneficiary has been covered on the Healthy Connect module for 9 months

    Regional

    Paid in full 20% cost share applies

    International

    Paid in full 20% cost share applies

    International Plus

    Paid in full 20% cost share applies

    Orthodontic treatment

    After the beneficiary has been covered on the Healthy Connect module for 18 months

    Regional

    Not covered

    International

    Paid in full 20% cost share applies

    International Plus

    Paid in full 20% cost share applies

    Routine eye examination

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Expenses for:

    • Spectacle lenses;
    • Contact lenses;
    • Spectacle frames;
    • Prescription sunglasses;

    when all are prescribed by an optometrist or ophthalmologist

    Regional

    AED 600 ($150)

    International

    AED 900 ($250)

    International Plus

    AED 2,000 ($550)

    Return home cash benefit

    Regional

    AED 900 ($250)

    International

    AED 3,000 ($800)

    International Plus

    AED 5,500 ($1,500)

    Medical evacuation

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Medical repatriation

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Repatriation of mortal remains

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Travel costs for accompanying person

    Regional

    Paid in full

    International

    Paid in full

    International Plus

    Paid in full

    Compassionate visits - travel costs

    Up to a maximum of 5 trips per lifetime

    Up to the maximum amount shown per period of cover

    Regional

    AED 3,500 ($1,000)

    International

    AED 4,500 ($1,250)

    International Plus

    AED 4,500 ($1,250)

    Compassionate visits - living allowance costs

    Up to the maximum amount shown per day for each visit with a maximum of 10 days per visit

    Up to the maximum amount shown per period of cover

    Regional

    AED 600 ($150)

    International

    AED 750 ($200)

    International Plus

    AED 750 ($200)

    Frequently asked questions about the Healthy Connect optional module

    Can I add any individual benefits included in the Healthy Connect module to my core plan?

    No, the Healthy Connect benefits including; Wellness, Dental, Vision and Evacuation service cannot be purchased on their own. The Healthy Connect option is in addition to the core medical offering and is applicable to all beneficiaries.

    What is covered under the Return home cash benefit?

    We will pay the reasonable costs, subject to the terms of the plan benefit, for an economy class airfare return journey should the need arise to return home for medically necessary hospital treatment.

    What is included in the Dental care benefits?

    We will pay for dental care, including; preventative, routine and major restorative treatments up to individual benefit limit and subject to the annual benefit limit per period of cover. A waiting period and cost share applies to some of the benefits.

    How do I qualify for the Healthy living discount?

    All beneficiaries over the age of 13 years must have a normal BMI (body mass index) of between 18.50 and 24.99. Each beneficiary must also have not smoked or used nicotine or tobacco replacements in the last 12 months. Our Underwriters will determine qualification, based on your completed medical questionnaire at application stage. The 10% discount applies to the full premium, including the Healthy Connect optional module, if applicable.

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